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Monthly Financial Report - September 2024
November 6, 2024 - REGULAR MEETING OF THE MOUNT
PROSPECT VILLAGE BOARD
CONSENT AGENDA
Action Item
Information
Attached is the Monthly Financial Report for September 2024.
Discussion
Alternatives
1. Accept the Monthly Financial Report for September 2024.
2. Action at the discretion of the Village Board.
Staff Recommendation
Staff recommends accepting the Monthly Financial Report for September 2024.
Attachments
1. Monthly Financial Report September 2024
2. 09 September Board Reports for Upload
VILLAGE OF MOUNT PROSPECT
MONTHLY FINANCIAL REPORT
September 30, 2024
Prepared By
Amit Thakkar, CPA
Director of Finance
TO: VILLAGE PRESIDENT, BOARD OF TRUSTEES, AND FINANCE COMMISSION
FROM: AMIT THAKKAR, DIRECTOR OF FINANCE
DATE: OCTOBER 29, 2024
SUBJECT: MONTHLY FINANCIAL REPORT FOR THE MONTH OF SEPTEMBER 2024
In an effort to provide the most transparent and relevant financial information in a timely manner, we are
submitting this report herewith. The report contains relevant data and analytical information for the Village's
financial affairs. The report is prepared based on the most recent available financial information (internal
and external). The report is divided into five sections, including a) Cash and Investments, b) Revenues, c)
Expenses, d) Fund Balance Analysis, and e) Other Items that may contain relevant new issues and items
representing and impacting the Village's financial interest and well-being.
a) Cash and Investments
The Village of Mount Prospect maintains a sufficient liquid cash balance at various banking and investment
institutions for the smooth operation of the Village's day-to-day activities. The remainder of the cash assets
are invested in multiple interest-earning accounts and investment options in accordance with the Village's
Investment Policy. As of September 1, 2024, the beginning Cash and Cash Equivalents totaled $112.1
million. During the month, the Village collected cash receipts totaling $8.9 million. The investment income
for the month totaled $459,264. The monthly payroll cost was $2.0 million, and accounts payable were paid
in the amount of $7.7 million. The inter -fund activity increased the cash position by $11,428, while other
disbursements totaled $23,875. During the month under review, investments totaling $1.2 million matured,
and the Village invested $5.0 million from its liquid cash and cash equivalents in certain qualified long-term
investments. As of September 30, 2024, the Village's Cash and Cash Equivalents totaled $107.8 million.
GOVERNMENTAL AND ENTERPRISE. FUNDS
Balance at. September 30, 21824 107,837,503 27„106„640 134„943„143
As of September 30, 2024, the Village has $27.1 million invested in long-term investments, including U.S.
Treasury, AAA+ rated money-market funds, and FDIC -insured CDs. The Cash, Cash Equivalents, and
Investments totaled $134.9 million as of September 30, 2024.
2
Cash and Cash
Total Cash and
Equivalents
Investments
Investments
Balance at. September 1, 21824
112„051,162
23„235„0318
135„288„192
Cash receipts
8,,866,727
-
8,866,727
Investment income
469„264
718„610
529„874
Transfers from investments tocash
1„21818„888
(1„21818„01818)
-
Transfers to investments from cash
(6„889„01818)
6„888„888
-
Interfund activity
11„428
-
11„428
Disbursements:
Accounts payable
(7,,699,078)
(7,,699,,078)
Payroll
(2,028,126)
(2,02B,126)
Other
(23,.876)
(23,.876)
Balance at. September 30, 21824 107,837,503 27„106„640 134„943„143
As of September 30, 2024, the Village has $27.1 million invested in long-term investments, including U.S.
Treasury, AAA+ rated money-market funds, and FDIC -insured CDs. The Cash, Cash Equivalents, and
Investments totaled $134.9 million as of September 30, 2024.
2
The table below summarizes the cash, cash equivalents, and investments by fund type as of September
30, 2024.
Fund Details
Amount
General Fund
$ 65„3567,941
Special Revenue Funds
28,.7377071
Debt Service Funds
2,664,623
Capital Projects Funds
15,.4162„303
Enterprise Funds
15„61357„989
Internal Service Funds
17.2216.3410
Total Cash and Cash Equivalents
$ 134„9437,143
In addition to the funds summarized above, the Village of Mount Prospect has $1,314,097 in escrow
accounts under the umbrella of Other Trust and Agency Funds.
b) Revenues
The data below summarizes the revenue recognized by the Village through September 2024.
Property Taxes
OtherTaxes
lnttergouernrmentall Revenue
Licenses, Ierrmlits & Dees
Crharges Igor Ser Vices
Fines & Irorfeiits
Investment IIncorme
Other Financing Sources
OttherR3evenue
Reimbursements
Total Revenues
22,022,359
24,,152,,627
1199.7
11,374,561
12,,778,056,
14,689,000
9,766,255
59.7%
8,425,1.79
337,076,
57,179,236
29,603,336
51.8%
28,941„640
6fi1„696
2,037,000
1„867,408
91.7%
1„837,260
30,148
42,255,770
31„350,,3.52
74.2%
31„529,2414
X278,833)
470,955
437,284
92.9%
41.2,262
25,022
1.,81.8,245
5,130,8.89
282.2%
3,958,,352
1.,172,537
21,279,000
9,.505,059
40.,G%
6,555,449
1„943,610
2,8.54,9444
3, 267,,161
114.4%
1„8,54,, 396
1„412,, 76.5
337,000
722,067
214.3%
6,6,8,553
.53,.51.4
16419433,509
113,Z302,43ti
09.0%
95,i601995
18,141,542
112.3%
4.0%
2.3%
1.6%
_0.9%
6.1%
2'9.6%
29.7%
76.2a
8�.v0ar{a
19.0%
The above amounts do not represent all the revenues to be recognized for the period under review. Certain
state taxes, such as sales tax, home rule sales tax, and a few other taxes, will be received by the Village in
October 2024 and later. Additionally, during September 2024, the Village received the following revenues
from the State, which relate to a period prior to September 2024. These amounts are distributed after the
State administrative fee deductions of $11,185.
Spate S alIesTax
Jun -24
Sep -24
Sep -24
2,902,541.
Home Rule SalesTax
Jun -24
Sep -24
Sep -24
669,1.52
Bus1iness DJstrllct Tax
Jun -24
Sep -24
Sep -24
27,45,,0
Auto RentalI Tax
Jun -24
Sep -24
Sep -24
3,f190
Telecom Tax
Jun -24
Sep -24
Sep -244
8161,991.
Total Revenues
$ 3,689 P 524
3
The actual revenue recognized by the Village totaled $113.8 million through September 2024, representing
69.0 percent of the annual budget. The overall recognized revenues are trending higher compared to the
2024 collection for the same period, except for the charges for services. The revenue collection is on track
with an overall expected annual revenue cycle.
Property Taxes: The Village's total levy for the year is $19,469,004. The total property tax budget,
including TIF increments, is $22.0 million. The Village collected $24.2 million in property taxes
through September 2024. The property taxes are due in two installments, one in March and one in
August. This year, the Village received its second installment on time from Cook County Treasurer's
Office. Last year, the County significantly delayed the second installment. The collected property
taxes include higher-than-expected TIF increments for the Prospect & Main TIF district.
Other Taxes: The category of Other Taxes includes all the taxes enacted per local ordinances,
including Home Rule Sales Tax, Hotel/Motel, Food and Beverage, Municipal Motor Fuel Tax, Utility
Taxes, etc. As the State collects some of these taxes, there is a three-month lag between the actual
sales and the tax remittance. In addition, all the local economic activities for September are
reported in October or later. The YTD tax collection under this category totals $8.8 million, an
increase of $337,076 or 4.0 percent compared to last year's collection. The Village collected
$1,270,925 in Food & Beverage Taxes and $841,687 in Real Estate Transfer Taxes through
September 2024. The same was $1,152,286 and $606,389 last year, respectively. The Food &
Beverage Tax reflects an increase of 10.3 percent over last year's collection, while the Real Estate
Transfer Tax reflects an increase of 38.8 percent over last year's collection.
Intergovernmental Revenue: This category includes all the State shared taxes, including State
Sales Tax, Income Tax, Use Tax, Motor Fuel Tax, and Grants. The Village is vigilantly tracking all
intergovernmental revenues. As most of these taxes are collected by the State, there is a three-
month lag between the actual sales and the tax remittance. The Village recognized $29.6 million in
intergovernmental revenues through September 2024. The amount does not represent the total
revenues to be recognized during the month, as significant revenues will be reported and collected
after September 2024. The overall recognized revenues are trending higher by $661,696 compared
to the amount recognized last year for the same period. Overall, the YTD state taxes collected are
trending higher by $1.5 million or 5.5 percent compared to the 2024 collection for the same period.
Due to the recent legislative changes, some portions of the State Use Tax are now collected as the
State Sales Tax (from out-of-state online retailers). This shift is responsible for a reduction in the
State Use Tax. The State sales tax reflects actual sales tax accrued from January through June,
collected with a three-month lag between April and September. The State income tax revenue is
recognized on a cash basis in the month of receipt and represents a 7.9 percent growth compared
to the 2023 collections.
State 5alIesTax
1.7,8411„6,29
State IIncorne Tax
7,456,364
State Motor IFuelI Tax
1.,,644,1.1.6,
Spate Use Tax
1.,,427,342
Video SamiingTax
221„615
Cannabis Education Fund
62,21.3
1.6,930,348,
91111„27.5
5.4%
6�,910,1,53
546�,211
709%
1.,,571.,,531
72,52.5
4.6
1.,,509,490
(8,2,1.48,)
-5.4
191.,027
30,,588
1.6.0
57,8=64
4,849
705%
Municipal Cannabis Tax 44,491 37,696, 6,795 1.,8.0%
Licenses & Permits: The Village collected $1.9 million in license and permit fees through
12
September 2024. This amount is trending higher by $30,148, or 1.6 percent, compared to last
year's collection.
Liquor Licenses
190,700
176,8,60
13,840
7.8,%
Busliness Licenses
160,158,
15,0,819'
%339
6.2%
Contractor Licenses
124,630
109 000
15,600
14.3%
GamingTerminal Fees
I'00"000
90,000
1,0"000
11.1%
Alarm Licenses
42,113
43,791
(1, 679)
-3.9%
Elevator Licenses
25,930
25,360
1210
0.5%
Uti I I I e rm I Fee
3,000
5,850
(2,850)
-4'8,.7%
G@rning Applications
600
300
300
1190.10%
3,98,0,076
26.2%
70 IFilre
24,802,876
17,8,71,248
Buildling Permit
,'3.5.3 302
795,265
93,037
11.7%
Landlord/Rental Permit
311,8,25
3103,1085
8,7410
2.9%
V!Hlage Impact (Fees
20,130
136,160
(116,030)
-85.2%
Charges for Services: The Village collected $31.4 million in charges for services through
September 2024. The amount represents 74.2 percent of the annual budget for the category, and
it is trending lower by $278,893, or 0.9 percent, compared to last year's collection. This is mainly
due to reduced Ground Emergency Medical Transport collections (ambulance fees) compared to
the previous year. The reduction appears to be a timing issue from the Federal Government and is
expected to be resolved before the end of the current fiscal year.
Investment Income: The Village earned $5.1 million in investment income through September
2024, which represents 282.2 percent of the category's annual budget. The recognized revenue is
trending higher by $1.2 million, or 29.6 percent, compared to last year's amount.
Other Categories: All other revenue categories have collectively generated $12.9 million through
September 2024. The amount mainly includes $437,284 in fines and forfeitures, $3.3 million in
other revenues, $722,067 in reimbursements, and $8.5 million in Other Finance Sources (inter -
fund transfers).
c) Expenditures
The data below recaps the expenditures incurred through September 2024.
10 Public Representation
70.8,940
521,863
73.6%
438,711
83,151
19.0%
20 Vilillage Adminlistratlion
6,,206,145
3,526,,881
56.8%
3,342,470
184,410
5.5%
30 Rinance
2,574,094
2,243,221
87.1%
1,655,561
587,660
35.5%
40 Communifty Devellopment
5,428,453
3v052,748
56.2%
2,769,410
283,338
10.20/6
50 Human SerVices
1,9,02,802
1,111,,565
58.4%
1,017,011
94,554
9.3%
60 Polhice
25,156,755
19,184,757
76.3%
15,204,681
3,98,0,076
26.2%
70 IFilre
24,802,876
17,8,71,248
72.1%
13,555,806,
4,315,442
31.8%
80 Public Works
79,218,303
46,082,866
58.2%
35,710,487
6,372,378
16.0%
GO Non -Departmental
...................................... ...........................................................................................................................................................
...................................................
42,177,797
20visq's,68
47.9% ....................................................................................................................................
17,192,411
2,997,457
17.4%
Total Expenditures
188,176,171
113,795,,01,6
60.556
94,886,550
19,999,467
19.9%
The above amounts do not include the expenditures for the Pension Funds, as they are separate entities.
The above amounts are unaudited and subject to change with accrual/audit adjustments.
personnel)
Conttractuall Services
Commodities & Suppllies
Caplitall IImprovements
Deka Service
647,983,76.5
446,6044,71,6
4G, 3 60,,54;0
28,310,158
2,63,6,860
1.,001,276
49,840,8,50
23,517,079
9,392,309
2,5044,2445
76.4°
7001;°
61.8,%
47.2%
25.7%
Otther Expendlittures 24,905,,8.'81 1.1„187,.542 414.5%
........ ........., ......... ........., ......... ......... ........, ......... ........., .........
)total Expenditures 188,176„171 113,785,4 16 60.5
38„ 531,171. 8„073,,545
25,,493,1,04 2,511,,994
1,666,147
(4,871)
18,,834,582
4,682,497
2,528,555
X24,440;
7,,427,5,E
........, .........
3,,559,742
......... .........,
944,886„550
18,8981467
Personnel Costs: The year-to-date expenditures for Personnel Costs, including benefits, are $46.6 million,
or 76.4 percent of the annual budget for the category. The amount is trending higher by $8.1 million
compared to last year's amount, mainly due to early recognition of pension contribution for the year and
cost -of -living adjustments for wages. The Village received the second installment of property tax earlier
than last year, resulting in a higher portion of pension levy revenue. The exact amount is also recognized
as pension contributions to the Police and Fire Pension Funds, resulting in higher reported personnel costs
compared to the last year. The overtime expense through September 2024 totaled $2.4 million, while at the
same time last year, it totaled $1.9 million.
Contractual Services: This category covers most contractual services, including some large line items,
such as JAWA water purchases, budgeted and grant -funded engineering studies, and other contracts. The
Village incurred $28.3 million in contractual services, equating to 70.1 percent of the annual budgeted
amount for the category. The expenditure amount is trending higher by $2.6 million, mainly due to
inflationary and timing issues.
Supplies: Through September 2024, the Village spent $1.6 million on supplies, which totaled 61.8 percent
of the annual budget. The commodities and supplies are on track as expected and are in line with the
reported expenditures for the last year.
Capital Improvements: The Village initially had $36.0 million in approved capital improvement projects for
2024. In March 2024, the Village Board approved a budget amendment to carry over $13.8 million in
unfinished projects from 2023 to 2024. The Village has spent $23.5 million on capital improvement projects
through September 2024. The Village conducts major projects during the summer and concludes most
projects in the fall and early winter.
Debt Service: Per the established debt service schedules, the Village's bond payments are due on June
1 and December 1. The Village processes these debt service payments a few days before due dates and
keeps sufficient funds to execute them. The Village has paid $2.5 million in debt service expenditures
through September 2024.
Other Expenditure: The Other Expenditure category includes expenditures not categorized above. The
budget for this category includes $21.3 million in inter -fund transfers and $3.6 million in other expenditures.
The Village has incurred $11.2 in expenditures under this category through July 2024. The expenditures
include $8.5 million in inter -fund transfers and $2.7 million in other expenditures.
d) Fund Balance Analysis:
The fund balance is an essential tool to check the fiscal health of any governmental organization. The data
below summarizes the Village's monthly unassigned/unrestricted general fund reserves. The fund balance
0
data is unaudited.
Revenues - Unaudiited 8.2,613,435 15,38.8.,056 1.6,8.37,235 8,9445,461 9,616,6448 5,267,858 56,655,251
Expenses Unaudited I, 78,244,452) I1.7,4G5,144) �14,28f;,967) X15,076,477) $7,7344,650) X5,0,07,4413) (59,5,13 4,6,52)
Net MonthlySurpJus/(Deficit) 4„313„483 )2,017,095) 2,556,268 (6,131,016) 1,881,498 260,444 (3,449,401)
As % of General l IFund Budget 48%
As % of General l IFund Budget 3.5%
(Unaudited and Subject to Change)
445%
448:%
442%
- - 13,066,060
444%
21,524
44%
58,253 56,9,61 531,648
444%
6,521,524
95,792 99,374 97,979 99,401 6,544,615
59,253 56,961 13,531,099
Expenditures
-
- - - - -
- - -
Net Monthly Surplus/Deficit
6,521,524
45%
48:%
42
444%
444%
444%
The above fund balance analysis is not audited and is subject to change. As of September 30, 2024, the
unrestricted fund balance is estimated at $40.3 million, which equates to 44 percent of the annual budget.
Not all revenues and expenditures for the fiscal period are recognized, and the above amount will change
as and when yearend accruals and adjustments are added. The yearend accruals and adjustments will
further improve the ending restricted fund balance. In 2023, the Village revised its Fund Balance Policy,
and the new target is set to maintain the fund balance between 30 and 50 percent. Besides that, an
Economic Emergency Fund was established in 2023, and a transfer of $6.5 million was executed as initial
funding from the General Fund reserves. The Village funded the second installment of $6.5 million for the
Economic Emergency Fund in July 2024 from the 2023 audited surplus (General Fund), resulting in a
reduction in the overall fund balance in July 2024. During September 2024, the financial activities resulted
in a net surplus of $260,444 for the General Fund. The year-to-date financial activities have resulted in a
deficit of $3.4 million. The overall fund balance is expected to increase between October and December.
Economic Emergency Fund
The Village Board authorized the creation of a new Economic Emergency Fund in May 2023 and approved
a budget amendment funding $6.5 million from the General Fund reserves as an initial funding amount.
This transfer was executed in May 2023 and invested in June 2023 in a AAA -rated I -prime account. The
table below summarizes the Economic Emergency Fund activities for the month. During July 2024, the
Village funded the second installment of $6.5 million. Also, the Economic Emergency Fund earned an
interest income of $56,861 during September 2024. As of September 30, 2024, the Economic Emergency
Fund reported an ending fund balance of $13.5 million, which comprises $13.0 million in the Village
Contributions from the General Fund and $531,098 in the interest income.
Fundungfrom the Genera IIIFund
6,500,000
- - - - 6,560,000
- - 13,066,060
Interest income
21,524
95,792 89,374 9,7,9,79 99,461 441,6715
58,253 56,9,61 531,648
6,521,524
95,792 99,374 97,979 99,401 6,544,615
59,253 56,961 13,531,099
Expenditures
-
- - - - -
- - -
Net Monthly Surplus/Deficit
6,521,524
85,742 88,374 87,874 88,401 6,544,015
58,253 56,861 13,531,098
e) Other Items:
During September 2024, the Village issued 93 real estate transfer tax stamps, of which 34
were exempt and 59 were non-exempt. During the month under review, the Village
collected $90,861 in real estate transfer taxes. The average selling price for real estate
was $513,282. At the same time last year (September 2023), the Village sold 84 transfer
tax stamps, of which 37 were exempt and 47 were non-exempt. In the same month last
year, the Village collected real estate transfer tax totaling $49,401, and the average selling
price was $350,305.
7
b. The Village presented its 2025 budget to the Finance Commission on September 26, 2024,
and the Village Board on October 8, 2024. The first reading of the levy, budget, and
abatement ordinances was on October 15, 2024. The public hearing, second reading, and
final approval of these ordinances will be on November 6, 2024.
Respectfully Submitted,
Amit Thakkar
Director of Finance
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