HomeMy WebLinkAbout3193_001COMMITTEE OF THE WHOLE
A G E N D A
Meeting Location: Meeting Date and Time:
Board Room, 2nd Floor Tuesday, July 28, 1981
Public Safety Building 7:30 P.M.
112 East Northwest Highway
CALL TO ORDER - ROLL CALL
II. ACCEPTANCE OF MINUTES OF JULY 14, 1981
III. XYTEL INDUSTRIAL REVENUE BOND REQUEST
The Xytel Corporation, a privately held firm, has made
application for $2,000,000 for the issuance of Industrial
Revenue Bonds. $1;500,000 would be used for the purchase
of the land and the building, $400,000 for the purchase
of equipment and the remaining $100,000 for fees from
other project costs. The Xytel Corporation develops
model process systems for energy research. There will
be no manufacturing or fabrication of a nature to cause
any environmental concerns. The Xytel Corporation hopes
to locate in the Rauenhorst Industrial Development area
and Rauenhorst supports the concept of Industrial Revenue
Bonds and has offered a lease agreement to Xytel.
Xytel Corporation has been in business for approximately
7k years and is privately held. As such, they are not
required by law to have an audit which is a requirement i1aly
of our local ordinance #2925. They have submitted,
instead, a financial balance sheet which is attached.
In the absence of an -audit, a CPA statement covering
the balance ' sheet has the standard disclaimers regarding
the content of.the data. The Board will have to
consider whether or not the absence of three years of
formal audits is significant enough to dis-allow.--the
application. Additionally, the Board should question
the financial ability of the Corporation to assume an
additional expense of some $200,000 to $300,000 for
the debt retirement of $2,000,000 Bond issue. The
current profitability of the Corporation is approximately
$100,000 per year which is 5.5% of total sales. It
is the Manager's opinion that a significant increase
in sales would be required in order to meet the debt
service.
I
Finally, in reviewing the lease agreement between
Rauenhorst and Xytel, it is not clear to the Manager
as to whether or not Xytel intends to lease the premises
or purchase the premises. If the premises is purchased,
then the receipts from the Industrial Revenue Bonds
would likely be used for that purchase. If, however,
the property is to be leased, then the Corporation
could invest the receipts of the Bond issue during
the lease period to generate additional capital from
the difference between the interest rate of the
investment and that payable on the Tax Exempt Bonds.
The Manager questions this latter approach as to
whether or not that might be an abuse of Industrial
Revenue Bonds.
Attached for your information are the financial state-
ments of Xytel, a draft Memorandum of Agreement, a
draft Resolution, the application, and other explanatory
material. Copies of these materials have been in the
hands of our Attorneys and they are of the opinion
that if as a matter of policy the Board would desire
to proceed with the Issue, that would require the
tightening of certain language provisions.
IV. IRMA CLAIMS/COST REVIEW
Since June of 1979, our liability, property and Workers'
Compensation insurance has been provided through the
Intergovernmental Risk Management Agency. As requested
by the Board, the staff is prepared to review the entire
program and the Village's loss experience. An extensive
report on the history of IRMA, its costs, loss prevention
program, and claims administration is attached.
On the basis of these reports, it is clear that the
majority of claim dollars (84%) paid in the past two
years has been directly to the Village for damage to
Village vehicles, property, or to Village employees as
Workers' Compensation benefits. The balance (16%) has
been paid to individuals for claims against the Village
or paid as legal fees and administrative costs, it
is the policy of IRMA to vigorously investigate all
claims and to pay only those that can be thoroughly
substantiated. IRMA has also subrogated claims to
insurance companies which may be involved in suits or
accidents with the Village. To date, more than $10,000
has been recovered on our behalf. During the time IRMA
has been handling our coverage, we have had a number of
large claims including a Workers' Compensation death
claim, 4 totalled squad cars, 2 substantial property
damage claims and I major Workers' Compensation injury.
Most of the claims made against the Village are minor
in nature and, therefore, fall below the $1,000 deductible
level. During the 2 years of experience with IRMA, we
have paid $56,931.23 in deductible payments. In
originally establishing the IRMA program, we had estimated
that our annual deductible expense would be $35,000.
Obviously the number of deductibles and their amounts
are less than anticipated originally.
In addition, the atta"ched report provides information about
the Village's 1 ' oss prevention program, claims administration
and an analysis of major claims. In addition to Mrs.
Peppler being available for the meeting, we have invited
Mr. Edward Hansen, Risk Manager for IRMA,
(Reports attached.)
V. EMPLOYEE HEALTH AND LIFE INSURANCE
The Village is currently insured with Connecticut VMMMUMMMMM
General for life and health insurance for all full-time
employees and their dependents. For this coverage,
we are experience -rated; that is, our premium is based
on the claims paid in benefits. We currently pay
$123.76 for health insurance coverage for an employee with
dependents.
As the time came for premium rate review, we instructed
our brokers, Arthur J. Gallagher, to investigate the
possibility of other carriers and self-insurance. Initially,
it appeared that setting up a self-insurance program would
be the most cost-effective alternative; based on our
experience, however, Connecticut General has extended aur
current rates until May 1, 1982. This presents us with
a projected annual cost of $338,066.
,The staff recommends that we continue with Connecticut
General and our current policy while continuing to investigate
self-insurance and other markets for next year.
(Letter attached.)
VI. MANAGER'S REPORT
1. Tree Farm Estates Update
2. Joint Action Water Agency Update
3. Citizens Utilities Industrial Revenue Bond Update
VII. ANY OTHER BUSINESS
VIII.ADJOURNMENT
DEFERRED ITEMS
Zoning Ordinance Administrative Update
Development Code Administrative Update
Capital Facilities Planning
Liquor License Code
Electronic Games
Emergency Vehicle Response Policy
Self -Service Gas Stations