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HomeMy WebLinkAbout5.1 Monthly Financial ReportBoardDocs® Pro Page 1 of 1 Agenda Item Details Meeting Jul 18, 2017 - REGULAR MEETING OF THE MOUNT PROSPECT VILLAGE BOARD - 7:00 p. M. Category 5. CONSENT AGENDA Subject 5.1 Monthly Financial Report - June 2017 Type Action (Consent) Preferred Date Jul 18, 2017 Absolute Date Jul 18, 2017 Fiscal Impact No Budgeted No Recommended Accept monthly financial report for June 2017. Action Information The monthly financial report contains the Cash Position Report and Fund Financials for the month ended June 30, 2017. Alternatives 1. Accept the monthly financial report for June 2017. 2. Action at discretion of Village Board. Staff Recommendation Staff recommends the Village Board accept the monthly financial report for June 2017. Combined Fire a s ire ir" s Report 6 1'7.lpd-f (696 IIK IIS) 06 June IBoard Reports for Upload ®Ipd -f (3 92 IIKIIS ) All items under Consent Agenda are considered routine by the Village Board and will be enacted by one motion. There will be no separate discussion of those items unless a Board member or member from the audience so requests, in which the item will be removed from the Consent Agenda and considered in its sequence on the agenda. http://www.boarddocs.com/il/vomp/Board.nsf/Public 7/17/2017 Village of Mount Prospect Mount Prospect, Illinois INTEROFFICE MEMORANDUM TO: VILLAGE PRESIDENT AND BOARD OF TRUSTEES FINANCE COMMISSION FROM: FINANCE DIRECTOR DATE: JULY 12, 2017 SUBJECT: MONTHLY FINANCIAL REPORT — JUNE 2017 fil Attached hereto are the cash position and investment statements of the Village for the month ended June 30, 2017. These statements provide a snapshot of the Village's cash position as of the month end date noted and are intended to supplement the budget revenue and expenditure summary and listing of bills you receive. The first statement presents the Village's cash position broken down by governmental and enterprise funds and trust and agency funds. The second statement presents the Village's cash position by fund type. The third statement presents the list of investments again broken down by governmental and enterprise funds and trust and agency funds. It is important to note that although we have included the trust and agency funds in the cash position report, these are not funds accessible for Village operations. They are restricted for pension and escrow funding only. Please read the summary that follows for further detail on the cash position of the Village. Cash and Investment Position Report — All Funds (page 4) This report provides a detail summary of cash and investments for the Village broken out by governmental and enterprise funds and trust and agency funds. Governmental funds include the General Fund, Special Revenue Funds, Debt Service Funds, Capital Project Funds and Internal Service Funds. The Enterprise Funds consist of the Water/Sewer Fund and two (2) Parking Funds. Trust funds include the Village's two public safety pensions (Police and Firefighters') while the agency funds include the Escrow Deposit and Flexcomp Escrow Funds. The Escrow Deposit Fund accounts for refundable deposits held by the Village to ensure completion of public improvements. The Flexcomp Escrow Fund accounts for employee payroll deductions pursuant to a Section 125 flexible compensation plan. Governmental and Enterprise Funds - Cash and cash equivalents at May 31 was $40.2 million. During June, cash receipts totaled $5,316,203 and investment income was $23,315. Inflows from interfund activity totaled $36,629. Reductions in cash and cash equivalents during June totaled $7,526,981. Of this amount, payments to vendors were $5,307,188 and employee payroll expenses were $2,206,135. Other reductions to cash totaled $13,658. Cash and cash equivalents at June 30 were $38.0 million. Investments in the Governmental and Enterprise Funds at May 31 were $1.5 million. There was no investment activity during the month of June. CD's accounted for in the Governmental and Enterprise Funds reside in multiple Funds investing surplus funds above what is needed for cash flow purposes. Total investments at June 30 remains at $1.5 million. Total cash and investments for Governmental and Enterprise Funds at May 31 were $41,649,393. Cash and investments at June 30 totaled $39,498,558. This is a decrease of $2,150,835 for the month. Monthly Financial Report — June 2017 July 12, 2017 Page 2 Trust and Agency Funds - Cash and cash equivalents at May 31 was $3.8 million. During June, cash receipts totaled $294,808. Investment income for the month was $124,410. There was also a net increase in cash due to investment activities of $273,042 while outflows due to Interfund activity totaled $36,629. Reductions in cash and cash equivalents during June totaled $914,422. Of this amount, payments to vendors were $159,900, employee payroll and related expenses were $726,693 and payments related to the flexible spending program totaled $25,121. Other disbursements totaled $2,708. Cash and cash equivalents at June 30 were $3.6 million. Total investments at June 30 were $125,944,467, an increase of $391,156 from May 31. There were interest income of $664,198 and a net transfer to cash of $273,042 that accounted for the change. Total cash and investments for Trust and Agency Funds at May 31 were $129,399,310. Cash and investments at June 30 totaled $129,531,676. This is an increase of $132,366. Summary of Cash Activity by Fund Type (page 5) This report provides a breakdown of the cash activity for the month broken down by fund type. This breakdown is useful in identifying where the activity (receipts and disbursements) is occurring. There are times during the year when activity in certain funds such as the capital improvement and special revenue funds is higher than normal. This will distort the financial picture of some of the other components of the governmental funds such as the General Fund which tends to be more level and predictable in terms of spending and receipt of revenue. Each month the report will provide detail explanation on activity of the General Fund, the Village's primary operating fund. Detail on the activity of the General Fund is highlighted below. General Fund — Cash and cash equivalents at May 31 totaled $14,744,460. During June, cash receipts totaled $3,107,652, and investment income was $10,062. Significant cash receipts included the state and home rule sales tax and income taxes. Sales tax revenues for the month totaled $1,471,796. Of this amount, $1,364,244 was generated from the 1% state portion while $107,552 was generated from the .25% home rule portion. Sales taxes received in June were for March sales as there is a three-month lag in getting this distribution from the state. Income tax revenues for the month totaled $543,740. Income taxes received in June were for March. The lag in getting this distribution from the state ranges from 60-120 days. Disbursements from the General Fund for June included payments to vendors of $1,769,347, payments for employee wages and benefits of $1,949,284 and other disbursements of $13,658. There was also a net decrease in cash from Interfund transfers totaling $773,486. Cash and cash equivalents at June 30 were $13,356,399, a decrease of $1,388,061 from May 31. In addition, investments in the General Fund consisting of certificates of deposit totaling $854,800 bring total cash and investments at June 30 to $14,211,199. Statement of Investments (page 6) This report provides a breakdown of investments by trust and agency funds and governmental and enterprise funds. The report also provides a fund -by -fund breakdown of the investments. Government and Enterprise Funds - Investments for the governmental and agency funds are made up of Certificates of Deposit. At June 30, there was a total of $1.5 million invested in CD's. These CD's are investing surplus monies available from the governmental and enterprise funds. A detail list of holdings is included with this report. H:WCCT\Treasurer's Report\2017\Monthly Cash Position Report - June 2017.docx Monthly Financial Report — June 2017 July 12, 2017 Page 3 Trust and Agency Funds — The investments for the trust and agency funds are made up of certificates of deposits, fixed income investments and equity mutual funds. CD's (if any) held in the Escrow Deposit Fund will generally have maturities of between 30 and 120 days. Most of the reserves for this fund are invested in the more liquid money market account due to the nature of the deposit. At June 30, there was a total of $125.9 million invested in a combination of fixed income and equity instruments. A detail list of holdings is included with this report. Escrow refunds are processed two times per month. Investment of the Village's pension funds is governed by an Investment Policy adopted by each Pension Board. Investments for the Police and Firefighter Pension Funds consist of various fixed income securities as well as equity mutual fund accounts. Wells Fargo is the third -party holder of the fixed income securities. The funds are managed by three investment management firms, Galliard, Segall Bryant and Mesirow Financial. Segall Bryant holds approximately half of the fixed income investments for the two pension funds while Galliard and Mesirow manage the balance of fixed income investments for these two funds. Each manager maintains a small portion of their portfolio in cash to help facilitate liquidity and trading. Investments in equities consist of mutual funds spread across various sectors (small, mid and large -cap stocks) as well as investment philosophies (value, core and growth). The funds also invest a small amount in international stocks. Each year the investment mix is evaluated for optimal diversification to meet pension fund investment policy goals and objectives. Equity investments held by the Police Pension Fund are managed by Sawyer Falduto Asset Management. A breakdown of where pension funds are invested is included with this report. Conclusion This cash position report is intended to provide a snapshot of the Village's cash position as of a particular month end date. Using this report we are able to provide trend information to support cash management and maximize investment earnings while ensuring availability of funds to meet the Village's commitments. This report is provided to the Village Board and Finance Commission on a monthly basis. Please do not hesitate to contact me with any questions. David O. Erb Finance Director H:WCCT\Treasurer's Report\2017\Monthly Cash Position Report - June 2017.docx VILLAGE OF MOUNT PROSPECT Preliminary Cash and Investment Position Report - All Funds For the Month Ended June 30, 2017 GOVERNMENTAL AND ENTERPRISE FUNDS Balance at May 31, 2017 Cash receipts Investment income Transfers from investments to cash Transfers to investments from cash Interfund activity Disbursements: Accounts payable Payroll Other Balance at June 30, 2017 Cash and Cash Total Cash and Equivalents Investments Investments $ 40,153,592.66 $ 1,495,800.00 $ 41,649,392.66 5,316,202.93 5,316,202.93 23,314.59 - 23,314.59 36,628.68 36,628.68 (5,307,187.70) (5,307,187.70) (2,206,134.56) (2,206,134.56) (13,658.38) (13,658.38) $ 38,002,758.22 $ 1,495,800.00 $ 39,498,558.22 TRUST AND AGENCY FUNDS * Disbursements: Accounts payable Payroll Flex spending Other Balance at June 30, 2017 (159,900.34) (726,693.17) (25,121.14) (2,707.50) (159,900.34) (726,693.17) (25,121.14) (2,707.50) $ 3,587,209.46 $ 125,944,466.55 $ 129,531,676.01 * Assets are restricted in purpose and do not represent discretionary assets of the government. In Cash and Cash Total Cash and Equivalents Investments Investments Balance at May 31, 2017 $ 3,845,999.89 $ 125,553,310.59 $ 129,399,310.48 Cash receipts 294,808.44 294,808.44 Investment income (loss) 124,409.61 664,198.31 788,607.92 Transfers from investments to cash 2,890,258.08 (2,890,258.08) - Transfers to investments from cash (2,617,215.73) 2,617,215.73 - Interfund activity (36,628.68) (36,628.68) Disbursements: Accounts payable Payroll Flex spending Other Balance at June 30, 2017 (159,900.34) (726,693.17) (25,121.14) (2,707.50) (159,900.34) (726,693.17) (25,121.14) (2,707.50) $ 3,587,209.46 $ 125,944,466.55 $ 129,531,676.01 * Assets are restricted in purpose and do not represent discretionary assets of the government. In U w a O a z z m 0 2 0 aW J J �r owmocovmvm ouOo LO v LnmNor�.Oco 9 0 omN. 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C Market $ 23,076,753.56 41,909,233.30 64,985,986.86 3,064,879.49 19,784,002.79 38,109, 597.41 60,958,479.69 $ 125,944,466.55 GOVERNMENTAL AND ENTERPRISE FUNDS Maturity Maturity Purchase Financial Investment CUSIP/ Date Date Date Date Institution Description FDIC # Net Yield Purch Price GENERAL FUND (001) Various Various Wells Fargo Wells Fargo Investments Various 08/22/17 02/29/16 Ind & Comm Bank of China, NY Certificate of Deposit 24387 1.150% 142,800.00 08/22/17 02/29/16 Talmer Bank and Trust, MI Certificate of Deposit 58132 1.050% 142,800.00 08/22/17 02/29/16 Stearns Bank NA, MN Certificate of Deposit 10988 1.000% 143,000.00 02/28/18 02/29/16 Cit Bank/Onewest Bank, CA Certificate of Deposit 58978 1.250% 142,000.00 02/28/18 02/29/16 Bank of the West, CA Certificate of Deposit 3514 1.200% 142,000.00 02/28/18 02/29/16 Midland States Bank, IL Certificate of Deposit 1040 1.170% 142,200.00 854, 800.00 WATER AND SEWER FUND (050) 08/22/17 02/29/16 Ind & Comm Bank of China, NY Certificate of Deposit 24387 1.150% 35,000.00 08/22/17 02/29/16 Talmer Bank and Trust, MI Certificate of Deposit 58132 1.050% 35,000.00 08/22/17 02/29/16 Stearns Bank NA, MN Certificate of Deposit 10988 1.000% 35,000.00 02/28/18 02/29/16 Cit Bank/Onewest Bank, CA Certificate of Deposit 58978 1.250% 34,000.00 02/28/18 02/29/16 Bank of the West, CA Certificate of Deposit 3514 1.200% 34,000.00 02/28/18 02/29/16 Midland States Bank, IL Certificate of Deposit 1040 1.170% 34,000.00 207,000.00 VEHICLE REPLACEMENT FUND (061) 08/22/17 02/29/16 Ind & Comm Bank of China, NY Certificate of Deposit 24387 1.150% 69,000.00 08/22/17 02/29/16 Talmer Bank and Trust, MI Certificate of Deposit 58132 1.050% 69,000.00 08/22/17 02/29/16 Stearns Bank NA, MN Certificate of Deposit 10988 1.000% 69,000.00 02/28/18 02/29/16 Cit Bank/Onewest Bank, CA Certificate of Deposit 58978 1.250% 69,000.00 02/28/18 02/29/16 Bank of the West, CA Certificate of Deposit 3514 1.200% 69,000.00 02/28/18 02/29/16 Midland States Bank, IL Certificate of Deposit 1040 1.170% 69,000.00 414,000.00 RISK MANAGEMENT FUND (063) 03/06/17 03/06/19 Mount Prospect State Bank Certificate of Deposit 354058 0.250% 20,000.00 20,000.00 TOTAL GOVERNMENTAL AND ENTERPRISE FUNDS $ 1,495,800.00 TOTAL TRUST AND AGENCY FUND INVESTMENTS * Assets are restricted in purpose and do not represent discretionary assets of the government. C Market $ 23,076,753.56 41,909,233.30 64,985,986.86 3,064,879.49 19,784,002.79 38,109, 597.41 60,958,479.69 $ 125,944,466.55 TRUST AND AGENCY FUNDS Maturity Purchase Financial Investment CUSIP/ Interest Date Date Institution Description Acct # Rate % POLICE PENSION FUND (070) Various Various Wells Fargo Wells Fargo Investments Various Various Various Various Various Mutual Fund Investments Various Various FIRE PENSION FUND (071) Various 5/26/2015 Principal Life Insurance Company Group Annuity Contract 8-10810 Variable Various Various Wells Fargo Wells Fargo Investments Various Various Various Various Various Mutual Fund Investments Various Various TOTAL TRUST AND AGENCY FUND INVESTMENTS * Assets are restricted in purpose and do not represent discretionary assets of the government. 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C� C� 0 0 so= ifr t4 ni ............. ce xa ::3 :3 :3 na Ida O iaat S rxr ca lim x ui 12 > . j �: Cl� Ur > Wi cn ce 'C5 C15 N IN 10 IO C� � co co C� C� C� ifr t4 ni xa ::3 :3 :3 na iaat S rxr ca lim x ui 12 > . j �: Cl� Ur > 0 E ifr 0 crt 0 C� 10 0 10 10 ol C� 0 0 c� c� c� C) ifr t4 + + 'o C) 00 'D xa :3 C� 0 E ifr 00 0 10 0 10 10 ol 0 0 c� c� c� ifr t4 c,. xa :3 :3 > > > 00 0 0 m ol oo 0 0 0 00 C) 00 00 0 7 0 0 m 0' N - m m ol m 00 00 m m00 0 m 0 C� 00 ti oo I 00 00 ifr 00 00 ifrO 0 ifr 00 ti oo C) C) 0 0 0 C) 0 0 0 0 C� C� C� C� C� m 00 0 ifr t4 c,. xa ::3 uj wr wa :3 11 Qi uj Qj> Qj gr u.] > �2 , m Qj uj U,I 'j E Qj Qj I Ir u iz > " OR 5 5 ifr ifr IlW ir. a cLm 0 . ......... ol ol oc� 0 0 rl� rl� O so= 11W............. ifr t4 ce c,. xa :3 ui Ile, :3 IOda :3 Cwt O t S l21 O uj , qj > uj Qj U, U > x. cn ce 'C5 C15 ifr ifr ol 0 ol ol oc� 0 Lr rl� rl� O ifr t4 c,. xa :3 ui Ile, :3 :3 rq t S l21 O uj , qj > uj Qj U, U > 0 E I 0 E N N 10 co I m I m co co I 0 q I: 10 0 cq 0 0 + ti + C) C) 00 00 00 0 E N N 10 co I m I m co co I 0 lr� 0 ol ifr il, 'Ir, I 'No I 'No co 7 m I m ifr t4 in i o rl� 0� �i o 0 0 I� N V O t0 M OJ vt M V ip l(1 W ip l(1 ip OJ V O M M OJ M V ti n V } N O M N O� O ul O W M O l N M O O O O Il� O N ip ip n O W I, O O Iq O OJ M N O� N m ul M O O C u1 N O N M O OJ �O O� O� O � O M O � ul N O O O � lc W M O O M M N OJ N O M� OJ ip O ip ip V N M O� W O V ti N N O ul ul W O I� O O� OJ I� M vl ip O u1 n O n O ul ul O W V u1 V ip G I� ul ul O M ip O M N � M O M N ip I� O O O n n V O I� N W N N ul ti ti t0 M O O O O O O ul O O M O O V O ilc OOi n O O V �O vl vl vl M ul N W ti Ln vl N I� O W O� ul O O V ti O O ip OJ V M OJ N OJ OJ M tp W n M cl ti O N N N OJ OJ mI" V OJ m V N N O O O O O O O O O O O O O O O M V OJ �O uLr 1 O n N O N tV0 I� N O O O ip � M V I� t0 ti M O t0 �O V OJ N ti O O O O O O O O O O O O O O O O� O M ul M � ti ti O O O O O O O O O O O O O O O V u1 O O O W ip M N_ N I� O O M Lr OJ N G ll O n n V O O �O u1 t0 n t0 O N M M � W ip N O . . . . . . . _. . . . . . . O O ip M M V I� t0 M O t0 �O V OJ N ti o 9 O O O 0 " 6 �, n' �, 6 Y1 WE ru a) 5, ru Nm m 4. U) LLJ cl x La o 9 O O O 0 " 6 �, n' �, 6 Y1 WE O vl O ul O O O M ti O N O O O O O OJ O i0 l(1 l(1 O t0 M M M N ll lcp M N to ul O N N N ul V O� O N � ti ul V O O O O q O O O O ti O O O ul O O O O u1 O O V O� O O I� V vl W I� ti V O O O O O O O O O tp M O M N W In In N N V V N OJ ip O O O O O O O O O M O O N O vt O vl N M O N O O O O O O O O O vl O O O M O �O O O ul OJ O O ti ti V N N N ul O ul I� V ru a)ru C_) V 3 n 4. F� I f] LiJ O O - Q) L) 2J 2J Q) [rJ Q3 2) ++ 41 [rJ 2) cl 4l La 2) O 2) .y' 3 [rJ O vl O ul O O O M ti O N O O O O O OJ O i0 l(1 l(1 O t0 M M M N ll lcp M N to ul O N N N ul V O� O N � ti ul V O O O O q O O O O ti O O O ul O O O O u1 O O V O� O O I� V vl W I� ti V O O O O O O O O O tp M O M N W In In N N V V N OJ ip O O O O O O O O O O O 1 III co M O O N O vt O vl N M O N O O O O O O O O O vl O O O M O �O O O ul OJ O O ti ti V N N N ul O ul I� V O O 1 III co om O L3_ N M iN C� 1 aQru r_ 0 0 0 0ru " �nr CTS g— 0 0 .ti M M 3 4. n O O _ N � I f] V M W W 12 N N N +' O O O O IN O IN IN O O O M O M INM O A W W ININ L) O O ¢) 21 O O O O £� [r, O O O O N N O IN G O O M V V O O O O O O O 2I ¢l O O La¢) ¢) ¢� O O O O O O O O O O M V V in c'i n 'ax li L- L1_ � Y j Y I� C4 C4 l C4 IIIt�p Ck pdV I Ilu tPq Fi LF �b N� in F� M o 0� o o m Oi, V V O O O O O IO IO M N In In M M M O OJ O O O I� N V V N vt O O pJ OJ O O O O O O O I O I O vt N N O N O O N N ul Ln O M O O O O O O O O O O O O O O O vl N N O O N N ul ul O O I� O ti in F_. Cl - L1. LLJ I R I uk :A I Y fy u Qi P"dl O V1 ¢i L Il.s. V1 LLJ n -J V1 Qj Q i 6s t; Cl - LY. fJ l I`I Y ru CG„9 n r_ i V ru 2l 3 i- F� I f] LLJ O O 4l - L) 2J 2J E Ell Q3 2) ++ 41 [rl 2) Q) La 2) O 2) .y' [rl M o 0� o o m Oi, V V O O O O O IO IO M N In In M M M O OJ O O O I� N V V N vt O O pJ OJ O O O O O O O I O I O vt N N O N O O N N ul Ln O M O O O O O O O O O O O O O O O vl N N O O N N ul ul O O I� O ti Lti in Cl - L1. LLJ I R I uk :A I Y fy u Qi P"dl O V1 ¢i L Il.s. V1 LLJ n -J V1 Qj Q i 6s t; Cl - LY. fJ l I`I Y Lti O rn rl� o o o lf� IIt0 n V L^it M M T N ip V V O n 0 0 0 0 0 0 0 O O O O O O O �O OJ N ul OJ ul I� ip tO O cz t0 N G N N V uO 1 m m N ti O V Q! CI I!I G�) Ci > Chi R W M0] v n rn o M OJ � tNp — O I� W ti M O O O W LrW 'D M 0 V vl OJ O O M vl M O O O .ti O O M � tNp ti ti O O O O O O ti M ul O M ti V O� O O O O O O M ul O ip N I� M ti V O� LLJ tj,L t" > t.l Y1 ru a) w+w.ru C_) �_ O i V 2l 3 n i- 4. F� I f] LLJ O O - Q) L) 2J 2J Q) [rJ Q3 2) ++ 4) [rJ 2) cl 4) .y' La 2) O 2) 3 [rJ R W M0] v n rn o M OJ � tNp — O I� W ti M O O O W LrW 'D M 0 V vl OJ O O M vl M O O O .ti O O M � tNp ti ti O O O O O O ti M ul O M ti V O� O O O O O O M ul O ip N I� M ti V O� LLJ tj,L t" > t.l Y1 O� OJ N O m a m ONi m ip N IN ti M M N ti O N W OJ V V l(1 N u1 N O O O O O O O O O N N ip O I� n W ul V ti N O W ul l(1 N Ln O O O O O O O O O O O O O O O O O O N N ip O N O OJ ul l(1 .ti N l(1 N ti i O N O O R ru a) n r_ V ru 2l i- 3 n F� I f] LLJ O O e. - Q) L) 2J 2J Q) [rJ Q3 ++ 2) 4) [rJ 2) cl Q) La 2) O 2) [rJ .y' O� OJ N O m a m ONi m ip N IN ti M M N ti O N W OJ V V l(1 N u1 N O O O O O O O O O N N ip O I� n W ul V ti N O W ul l(1 N Ln O O O O O O O O O O O O O O O O O O N N ip O N O OJ ul l(1 .ti N l(1 N ti i O N O O R n. I 0 cy om '0 ru IIIIIM a) 0 0 > ru 4. U) 0 0 u 2 I C: 0 0 0 LLJ _E OO O O O O cl x La O O in 11 LLI11:3 Cl - X. LLJ m tPq fa iS PV' 11:3 11 PMP PV' tPq UN M fa All In I O O O O O O in r 6 U, 6 � O O ru a) 5, ru 4- U) LLJ e. E Ell U) C: cl x E La O O O O O O in r 6 U, 6 � O O RC� O O O O O IO IO in 11:3 R 11 m CktlLR x IIS axa an an IN cx D ru a) 5, ru 4- U) LLJ E Ell U) C: cl x E La RC� O O O O O IO IO in 11:3 R 11 m CktlLR x IIS axa an an IN cx D ti O N N 0 cy om '0 Cl- a IIIM ru ru 4- U) LLJ mm 2 E Ell cl x E -cc La ti O N N O O 0 cy om '0 ru a a) 5, ru 4- U) O M q q vl M OJ OJ 12 O O O O cl x La O O O N O OJ ti ti O O O O O O O O O rn� rn �i O O O O N O O O O vt .ti n l(1 M to O n t0 ti W .moi cl ai W C N V V ti V M VM u O W V V I� V M l(1 V + O M l(1 l(1 + + + + I� ul n O O O O O W V O O O O O Olz O O ti O vl N M ip pJ O� ul n N m SG M ul O � � �_ n M t00 t0 N W N ul O M O N M O ip M OJ V O M ul ul O W M O O O OJ O O N O O O u1 i0 O O O O vl O� O N pJ I� M In N tp O� OJ ip O� N M ti O ul ti i0 V M O O O O N O O O O O� V M OJ OJ O� O O O O V O O O O I� O O O W M OJ N N I� O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O V O� N N O O O ul i0 n lc V lO ti O O O O Lr Lr N c N O O O O O O O O O O O O O O O O O M ul O N M N O O O O O O O O O O O O O O O O I" lc V lO O G� O O uLr l N N c N m O V V n IS 'D O V O O O OJ 1'1� 1'1� IN IN O O O OJ 1'1� 1'1� IN IN 9 1 ru a) 5, ru 4. U) LLJ e. E Ell < cl x E La IS 'D O V O O O OJ 1'1� 1'1� IN IN O O O OJ 1'1� 1'1� IN IN 9 I � ' �� � g � � � I IN 'D � m � � � m ru a) 5, ru 4- U) LiJ e. cl x La I � ' �� � g � � � I IN 'D � m � � � m O O O O O O O O O � � O W LOiI .moi OOi W �O ul O V N ti ul n O � ti ip O O O O O O O O O O O O O O O O O O � � O W LOiI .moi OOi W �O ul O V N ul n ul V ip M O M OJ O O �O M! O N V n 9 F— ru t_ i V Nm ru �3 2l g - 3 i- F� I f] LLJ O O e. 4) - L) 2J 2J Q3 2) +, 4) cl Q) La 2) O 3 O O O O O O O O O � � O W LOiI .moi OOi W �O ul O V N ti ul n O � ti ip O O O O O O O O O O O O O O O O O O � � O W LOiI .moi OOi W �O ul O V N ul n ul V ip M O M OJ O O �O M! O N V n 9 O O 9 IS ri v �1 14 1 14 O 00 0 rn ru imm ru Nm LLJ IJ mm 2 cl x La IS ri v �1 14 1 14 O 00 N 0 cy om ++ + + + + vl a IIIM ru a) o > m IN ru 4. U) Im, ai, ai, u C: O O IN IN O O O O O O O Ell IN IN U) C:O O cl E x La O O O O O O O in 11:3 11 LLI E M c fa emu cx KR fa fa -Y yeyIN mm ILI LY s N V O O O O O V V M O O M V OJ OJ N N V V V V V O O O O O O O O O O O O O O O O O O O I� Ln O O M Mvi G C v v v w w 0 0 0 0 0 0 to to O O O O O O I� O� O O O O Ln O O ip ip l(1 O n ti V I V1 CJ LLJ Q i s. :Y LLI tt o Ili Ic..l IP Ci Ci G) (S i N N I O O O #1# O O O O O 1C� � 1C�� I