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HomeMy WebLinkAboutRes 04-95 02/07/1995 RESOLUTION NO. 4-95 A RESOLUTION APPROVING A CONSOLEDATED PLAN INCLUDING THE FISCAL YEAR 1995 COMMUNITY DEVELOPMENT BLOCK GRANT ENTITLEMENT PROGRAM WHEREAS, the V'fllage of Mount Prospect has prepared a Consolidated Plan, which includes a housing affordability and public service plan as well as an application for a Community Development Block Grant; and WHEREAS, the Village of Mount Prospect is entering its eighteenth year as an entitlement community under the federal Community Development Block Grant Program; and Wmr~REAS, in the past seventeen years the Village has used its Community Development Block Grant entitlement to implement various projects to address the community development and housing needs of low- and moderate-income and elderly residents, to reduce and prevent the occurrence of deterioration in the Central Area of the V'~age, to increase accessibility for the handicapped, and to address other community needs in conformance with the objectives of the Community Development Block Grant Program; and WHEREAS, the Village of Mount Prospect allocated $393,000.00 for fiscal year 1995, and $17,493 in program income, all new allocations from the U. S. Department of Housing and Urban Development and program income; and WHEREAS, the Mayor and Board of Trustees has determined that the Consolidated Plan and the use of C.D.B.G. funds can be of benefit in providing for resident's health, safety and welfare and in meeting the community development and housing needs of its citizens: NOW THEREFORE, BE IT RESOLVED BY THE MAYOR AND BOARD OF TRUSTEES OF THE VILLAGE OF MOUNT PROSPECT, COOK COUNTY, ILLINOIS: SECTION ONE: The Mayor and Board of Trustees of the Village of Mount Prospect hereby approves the attached Consolidated Plan, which includes an allocation of Community Development Block Grant funds in the amount of $393,000.00 and program income funds in the amount of $17,493, all to the following projects for a total allocation of $410,493: Neighborhood Services Program $19,500.00 Suburban Primary Health Care 11,000.00 Elderly/Disabled Services Program 2,000.00 Neighborhood Street - Handicap Ramps 50,000.00 Residential Rehabilitation Loan Program 274,993.00 Transitional Living Program 6,000.00 General Administration 47,000.00 FY '95 C.D.B.G. FUNDS $410,493.00 SECTION TWO: The Mayor and Board of Trustees of the Village of Mount Prospect hereby authorizes the V'fllage Manager to prepare and forward to the U. S. Department &Housing and Urban Development a submission of Mount Prospect's "Consolidated Plan" in accordance with federal guidelines. This Plan includes an application for Federal Community Development Block Grant funds. SECTION THREE: This Resolution shall be in full force and effect from and after its passage and approval in the manner provided by law. AYES: Clowes, Corcoran, Hendricks, Hoefert, Wilks NAYS: None ABSENT: Skowron PASSED AND APPROVED this 7th dayof February ~ 1995. / - VILLAGE CLElf. K' ' g VILLAGE OF MOUNT PROSPECT, ILLINOIS CONSOLIDATED PLAN 1995 For the planning period of May 1, 1995 thru December 31. 1999 and includes the Village of Mount Prospect Community Development Block Grant Fiscal Year 1995 application Prepared By: Michael Sims. Planner Planning Department Village of Mount Prospect Tel: (708) 392-6000 Ext. 5313 RESOLUTION NO~: A RESOLUTION APPROV][NG A CONSOLIDATED PLAN INCLUDING THE FISCAL YEAR 1995 COMMUNITY DEVELOPMENT BLOCK GRANT ENTITLEMENT PROGRAM WHEREAS, the Village of Mount Prospect has prepared a Consolidated Plan, which includes a housing affordability and public service plan as well az an application for a Community Development Block Grant; and WHEREAS, the V~llage of Mount Prospect is entering its eighteenth year as an entitlement community under the federal Community Developmem Block Grant Program; and WHEREAS, in the pazt seventeen years the Village has used its Community Development Block Grant entitlement to implement various projects to address the community development and housing needs of Iow- and moderate-income and elderly residents, to reduce and prevent the occurrence of dateriorction in the Central Area oftha V'fllage, to increase accessibility for the handicapped, and to address other community needs in conformance with the objectives of the Community Development Block Grant Program; and WHEREAS, the Village of Mount Prospect allocated $393,000.00 for fiscal year 1995, and $17,493 in program income, all new allocations from the U. S. Department of Housing and Urban Development and program income; and WHEREAS, the Mayor and Board of Trostees has determined that the Consolidated Plan and the use of · C.D.B.G. funds can be of benefit in providing for re~ident's health, safety and welfare and in meeting the '-. community development and housing needs of its citizens: NOW THEREFORE, BE IT RESOLVED BY THE MAYOR AND BOARD OF TRUSTEES OF THE VILLAGE OF MOUNT PROSPECT, COOK COUNTY, ILLINOIS: ~ The Mayor and Board ofTrostees oftha Village of Mount Prospect hereby approves the attached Consolidated Plan, which includes an allocation of Community Development Block Grant funds in the amount of $393,000.00 and program income funds in the amount of $17,493, all to the following projects for a total allocation of $410,493: Neighborhood Services Program $19,500.00 Suburban Primary Health Care 11,000.00 Elderly/Disabled Services Program 2,000.00 Neighborhood Street - Handicap Ramps 50,000.00 Residential Rehabilitation Loan Program 274,993.00 Transitional Living Program 6,000.00 General Administration 47~000.00 FY '95 C,D.B.G. FUNDS $410.493.00 ~ The Mayor and Board ofTrastecs oftha Village of Mount Prospect hereby authorizes the VUlage Manager to prepare and forward to the U. S. Department of Housing and Urban Development a submission of Mount Prospecfs "Consolidated Plan" in accordance with federal gnidalines. This Plan includes an application for Federal Community Development Block Grant funds. SECTION THREE~ This Resolution shall be in full force and effect from and after its passage and approval in the manner provided by law. AYES: Clowes, Corcoran, Hendricks, Hoefert, Wilks NAYS: None ABSENT: Skowron PASSED AND APPROVED this 7th day of Februar~ ,1995. ATTE ~ / WLLAGEC[~ ~ 67 VILLAGE OF MOUNT PROSPECT CONSOLIDATED PLAN INTRODUCTION This document contains the Village of Mount Prospect's housing affordability plan for the next five years and Community Development Block Grant Fiscal Year 1995 application. The Plan is divided into eight sections; Introduction, Summary of the Consolidated Plan, Community Profile, Five Year Strategy, Annual Plan, Monitoring Plan, Community Development Block Grant (C.D.B.G.) application and Appendix. The Village's Consolidated Plan is a new planning document required by the Cranston- Gonzales National Affordable Housing Act and replaces the Village's current Comprehensive Housing Affordability Strategy (CHAS), earlier Housing Assistance Plans (HAP's) and C.D.B.G. former applications. An approved Consolidated Plan is required of all states and units of local government that receive funding under certain Department of Housing and Urban Development (HUD) programs, including Community Development Block Grants. The Plan will explain Mount Prospect's housing market and inventory characteristics; estimate the housing assistance needs of its very low income~ low income and moderate income families, including the needs of homeless individuals and families; assess the availability of housing resources for unassisted and assisted housing; develop a strategy and identify resources for meeting housing assistance needs over the next five years and specify how federal resources will be utilized to provide affordable housing for needy families and individuals. It also contains the Village's C.D.B.G. application for federal Community Development Block Grant-Entitlement funds. Mount Prospect's earliest housing plans took the form of zoning and comprehensive plan ordinances. In 1978, the issue of providing for the housing needs of lower-income residents was added to the Village's plans with HUD's approval of our first HAP. In 1991, Mount Prospect received HUD approval of it's first five year CHAS. Since 1978, Mount Prospect has benefitted from the HAP and CHAS process which has led to with the construction of 412 subsidized senior housing units and the rehabilitation of 233 single family houses and 277 rental/multi-family residential homes. This document is intended to provide a strategy for furthering the Village's efforts to provide lower income residents with affordable housing options in the community. The Village of Mount Prospect is hereby designating itself as the lead agency of this Consolidated Plan. SUMMARY OF THE CONSOLIDATED PLAN In the process of preparing this plan, information was obtained from the 1980 and 1990 Census, studies and reports from State of Illinois agencies, the Northeastern Illinois Plan Commission, and testimony and reports received as a result of the CHAS/Consolidated Plan public hearing process conducted by the Village of Mount Prospect Plan Commission on July 6, 1994. Consultations, recommendations, information and other assistance was also provided by the Suburban Area Agency on Aging, Northeastern Area Plan Commission, Resource Center for the Elderly, Metropolitan Housing Development Corporation, Leadership Council for Metropolitan Open Communities, Northwest Housing Partnership, Catholic Charities, the Housing Authority of Cook County, Northwest Municipal Conference, Northwest Board of Realtors, National Alliance for the Mentally Ill (Arlington Heights), Northwest Cook Coalition for the Homeless, Homebuilders Association of Greater Chicago, Northwest Community Services, Village of Mount Prospect Human Services Department, Mount Prospect Public Health Officer, Public Action to Deliver Shelter (PADS), CEDA-Northwest, Trinity United Methodist Church, Shelter Inc., Centennial Apartments, Huntington Towers Apartments, Mount Prospect Chamber of Commerce, the League of Women Voters, the Village of Arlington Heights, City of Des Plaines, Village of Prospect Heights, City of Schaumburg, Village of Rolling Meadows, the Village of Buffalo Grove, the State of Illinois Departments of Public Health, Alcohol and Substance Abuse, Public Aid, DCFS and Aging. Others from whom information was requested in prior year CHAS and HAPS and utilized in the preparation of this document include NBD Bank, First Chicago Bank of Mount Prospect, Bell Federal Savings, Mid-City National Bank, Savings of America, Talman Home Federal Savings and Loan, Glenkirk, Blue Jay Building Corporation, Home By Hemphill, Lexington Builders, National Lead Information Center, Affordable Housing Trust Fund, National Center for Lead-Safe Housing, Community Investment Corporation and State of Illinois Public Health, Alcohol and Substance Abuse and Mental Health Departments. The Village would like to thank these organizations for the information they provided in helping us ascertain the housing needs of children, elderly persons, persons with disabilities, homeless persons, children identified as lead:poisoned and other residents having housing related needs. As lead agency, the Village will contact these organizations at least annual to enhance coordination and cooperation in implementing this plan and those of others. There were no problems or areas of contention encountered during the process of preparing this plan. Citizen Participation Process: Residents and concerned individuals were invited to participate and express their concerns from the very beginning of the Consolidated Plan process through to it's approval by the Village Board. A public notice was placed in the Mount Prospect Journal on June 15, 1994 announcing a public hearing before the Mount Prospect Plan Commission on July 6, 1994 at which time the Commission received public comments regarding affordable housing issues and concerns. A second hearing was held on December 7, 1994 in order to receive comments and proposals for the C.D.B.G. fiscal year 1995 program. That hearing was advertised on November 9, 1995. During this process, Village staff mailed a survey form to affordable housing related organizations in Mount Prospect and Cook County which asked them to identify what, if any, federal housing assistance programs they would be applying for during the 1995 federal fiscal year and over the next five years that would be located in Mount Prospect. This information was also incorporated into the plan. A third and final public hearing, advertised on the January 6, 1995 was held on January 18, 1995 before the Plan Commission. The purpose of the hearing was to receive public comments and a Commission recommendation for the final Consolidated Plan. The minutes of these hearings can be found in the Summary of Citizen Comments section of this plan. The Village Board then gave final approval of the document during their regular meeting on February 7, 1995. This process included the approval of the Citizen Participation Plan, attached as Attachment A. 2 COMMUNITY PROFILE Background and Trends: Mount Prospect's developmental history began in the early 1870's when E.C. Eggleston bought a tract of land from the farming families of Burke and Rooney. In those days, the principal economic activity was farming; with onions, beets and mushrooms being the principal crops. The Village of Mount Prospect area was formally incorporated as a village in 1917, with a population of 100. Most of the Village's population and economic growth occurred between 1950 and 1980, when the number of residents grew from 4,009 to 52,634. Today, Mount Prospect is primarily a suburban commuter town with a sound business environment. Some of the Village's major employers are business' operating out of Randhurst Shopping Center, Multigraphics, First Chicago Bank of Mount Prospect, Met Life and Nutrasweet Company. We do not foresee any strong economic trends in the near future that will affect or change housing affordability. Demographic trends are described in the following section. Demo~aphics: The 1990 Census indicated that the Village's population is 53,170. This represents a one percent increase from the 1980 Census figure of 52,634. Data from the 1980 Census incorporated in Mount Prospect's 1988 Three Year HAP notes that of the 1324 low income renter households in Mount Prospect, 721 had very low incomes and 603 had low incomes. By 1990, the number of low income renters had grown to 1233 and the number of very low income renting residents increased to 2075. There were 6063 total renting households in the Village in 1980; Of the 12,706 homeowner occupied units in 1980 in the Village, the Census shows none of them were occupied by low income or very low income households. The 1990 Census indicates there were 4809 moderate income homeowners. In the past ten years Mount Prospect has experienced a significant change in it's racial and ethnic make-up. For instance, the number of Asian and Pacific Islander residents grew to 3,417, up from 1,490 in 1980. The Black residential population grew from 331 to 606 during the same ten year period. The increase in the Hispanic Origin population increased from 1,225 in 1980 to 3,411 in 1990. The American Indian population also rose over the same period from 52 to 73. These increases primarily occurred in Census Tract 8027.01, 8050.02, 8051.07, 8051.08 and 8051.11. The following is a summary of the minority and low and moderate percentages for the residents in each of these Census Tracts: Census Tract % of Minority % of Low/Moderate Population Income Residents 8027.01 23 % 17% 8050.02 21% 33 % 8051.07 34% 44% 8051.08 26 % 37 % 8051.11 29% 38% See the attached maps for the census tract areas where there are concentrations of minorities and low income residents. 3 THE VILLAO~ OF MOUNT PROSPECT, ILLINOIS 8027.01 8050.02 Minority / Racial 8051.07 Low Income Concentration 8051.11 Map Mount Prospect is a mature community, with approximately 97% of it's buildable parcels developed. Thus, the Village expects little population growth in the near future. The largest remaining undeveloped parcels are mainly zoned for industrial and business uses. Market and Inventory_ Characteristics: According to the Census Bureau. the number of housing units in Mount Prospect increased by 1,436 over the past ten years, from 19,513 in 1980 to 20,949 in 1990. Almost all of that increase was in owner occupied homes. The number of owner occupied units increased from 12,706 to 14,009 during the past decade. Over the same time period, occupied rental units increased by 209 units, for a total of 6272. The 1990 Census indicated that the vacancy rate for owners occupied units was 0.8 % while for rental-occupied units the rate was 5.8%. Staff's analysis of the housing market in Mount Prospect has concentrated on cost. housing conditions, overcrowding and availability. The biggest housing problem and impediment to fair housing choice in Mount Prospect is cost. This will be discussed in the following paragraphs. In general, most owner occupied housing unks are in good condition and should remain so at least in the near future. Staff believes most property owners will continue to maintain their properties and protect this asset. The Village has implemented a Landlord/Tenant Ordinance, which requires an annual inspection and the correction of code violations in all rental properties. The most serious deteriorated housing is in the apartment complexes located in the south end of the Village and in the Boxwood neighborhood. We would note that overcrowding is a problem, primarily in rental units. Rental units are readily available, as has been verified by information contained in the preceding paragraph. Most of these units were built in the 1970's or earlier and are not handicapped accessible. Many are small and would be difficult to make accessible. The cost of owning a single family detached home in Mount Prospect poses a major problem for low and very low income households. With very little buildable land remmning and a low vacancy rate, there appears little chance that single family detached home prices will drop. Condominium and townhome ownership seems more likely for low income and very low income households. Staff estimates a small number of units may start as low as $50.000 with more being available in the $80,000 to $100,000 price range. Such housing represents a good opportunity for first time homeowners to live in Mount Prospect. Condominium and townhomes provide a good housing value and a way of accumulating equity for acquiring future housing or meeting other financial objectives. Homeownership and renting in Mount Prospect pose serious housing affordability concerns and cost burdens for very low, low and moderate income households. The following Housing Affordability Chart shows how housing costs financially effect these households. 5 Housing Affordability Chart HUD Defined Extremely Very Low Household of 2: Low Income Income Low Income Moderate Income Annual Income $11.430 $19.050 $30.450 $32,950 Net Annual Income $7.534 $11.430 $20.097 $21,744 Monthly Net Income $628 $952 $1,674 $1,812 HOMEOWNERSHIP: Purchase Price $75,000 $75,000 $75,000 $75.000 Mortgage $71,250 $71,250 $71,250 $71.250 Downpayment 5 % 5 % 5 % 5 % Other Annual housing costs* $2,400 $2,400 $2,400 $2.400 Mortgage Interest Rate 9% 9% 9% 9% Monthly mortgage costs $575 $575 $575 $575 Other Monthly housing costs* $200 $200 $200 $200 Total Monthly $775 $775 $775 $775 housing costs Housing cost % of 155% 81% 46% 42% Net Income Housing cost % of 81% 49 % 31% 28 % Gross Income RENTING: Median Annual Rent: $6,768 $6,768 $6,768 $6,768 Monthly Rant $564 $564 $564 $564 Other Annual housing costs* $2,400 $2,400 $2.400 $2,400 Other Monthly housing costs* $200 $200 $200 $200 Total Monthly $764 $764 $764 $764 housing costs Housing Costs % of 122% 80% 45% 42% Net Income Housing Costs % of 67% 48% 30% 28% Gross Income · Homeowner and renting housing costs include utility expenses. It does not include property insurance, principal mortgage insurance, taxes, home repairs or property owner association fees. downpayments or security deposits. Mount Prospect's Three Year HAP in 1988 showed the greatest housing need was for new elderly housing with rental subsidies. This need remains and was confirmed by testimony from Centennial Apartments and Evangelical Health Systems during a CHAS public hearing on July I0, 1991 and the HUD Section 202 application process, including inquiries from Mount Prospect senior citizens, in 1992. Other testimony from the Housing Authority of Cook County, Suburban Area Agency on Aging and the Resource Center for the Elderly confirmed a need for senior shared housing and rental assistance programs for very low income seniors. Since most of Mount Prospect's buildings were constructed before 1978, approximately 19,500, may have lead based paint. Of these, perhaps 2145 (ll%)are occupied by very low income residents and 2535 (13%) by low income citizens. The Village's Health Officer has noted there have not been any lead poisoning cases reported in Mount Prospect and a recent water survey indicates Mount Prospect's Water System had a lead level below 15 parts per billion in 59 survey sites out of 60, an excellent rating. Public Housing: Mount Prospect does not have any public housing projects that can be assisted under the Comprehensive Grants Program. This grant is solely for the use of public housing authorities. However, there are a number of federally assisted rental programs currently operating. The Housing Authority of Cook County reports there are presently 67 families and 25 elderly, disabled, or handicapped residents benefiting from the Authority's Section 8 Existing Housing Assistance Payments Program. Centennial Apartments and Huntington Apartments are providing 412 units of senior subsidized housing. Centennial Apartments has 198 units, of which 192 are one bedroom units and 6 are two bedroom. Huntington Towers Apartments contains 214 units, of which 128 are studios, 75 are one bedroom and 11 are two bedroom. Both are currently full with a normal waiting period of two to five years. Federal Preference Rules allow for individuals living in substandard housing, those involuntarily displaced, or persons paying more than 50% of their income for rent and Utilities to receive priority in gaining access to subsidized housing. Centennial Apartments is only receiving applications for the preference list. Mount Prospect seniors on this list typically wait from 6 to 8 months. Homeless and Persons Threatened with Homelessness - Facilities & Services: The homeless population in Mount Prospect is estimated to be rather small. The 1990 Census counted 13 homeless individuals, all living in group quarters. A local volunteer shelter organization, Public Action to Deliver Services (P.A.D.S.), which provides evening shelter and meals during the colder months of the year for the northwest suburbs, has reported housing up to 80 individuals a night this year. This number of guests is close to the maximum capacity of the P.A.D.S. program. This year, P.A.D.S. bas seen an increase in the number of guests with a mental illness. Northwest Suburban P.A.D.S. has a policy of not seeking governmental support. The Human Services Department of the Village of Mount Prospect assists residents with housing counseling, emergency financial assistance, food pantry and information on other resources. They plan homeless and other programs and are the lead department in organizing Mount Prospect Visions activities. Human Services does not operate any housing units. 7 All other housing units and services are provided by social service agencies whose service centers are located outside the corporate limits of Mount Prospect. For instance, CEDA- Northwest provides 11 transitional units for families in crisis in the northwest suburbs. These consist of 7 two bedroom units, 3 one bedroom units and a home. In 1994 it opened the Wright House, which provided an additional 11 unit transitional apartment building with affordable rent. The agency also provides supportive services, including day care, group support and employment counseling. CEDA-Northwest has requested that Mount Prospect include in this plan a priority for the rehabilitation or construction of additional transitional rental units in Mount Prospect. The Harbor provides emergency and transitional shelter for runaway youth. The agency has 12 emergency beds available at one location and 12 additional beds in 3 transitional units. The Harbor provides comprehensive services aimed at reuniting families. The agency is interested in developing a specialized, licensed foster care home and a second stage rental unit for supervised independent living in the near future in Mount Prospect or other northwest communities in their service area. Shelter Inc. offers shelter and services for abused and neglected youth. Their available housing facilities include a 6 bedroom unit in Arlington Heights and a 5 bedroom home in Schaumburg. A new 8 bed home in Palatine is being built in Palatine. Shelter Inc., and The Harbor have extensive prevention programs which operate from community schools, in cooperation with local police departments. They have no plans for building in Mount Prospect. Catholic Charities does not own any housing units but rents 4 units for families in need of shelter in Arlington Heights. They offer two programs specifically aimed at the homeless or near homeless. One offers job training, placement and a rent subsidy for up to six months. The other provides educational opportunities, counseling and Section 8 rental assistance. Catholic Charities would like to apply for a HUD SHP (Supportive Housing Program) grant for a 15 to 20 unit home and is asking that this be included in Mount Prospect's Consolidated Plan. The Resource Center for the Elderly operates a senior shared housing program designed to provide elderly homeowners with an able bodied renter who also provides assistance in the maintenance of the home and/or care to the owner. This program is currently operating in Mount Prospect and will likely grow with the aging population. WINGS, located in Des Plaines, provides individual and group counseling and comprehensive services to women and women with children in their seven apartments located in Palatine, Park Ridge and Des Plaines. The agency serves the north and northwest suburbs and has had a rapid service request demand in the past year. WINGS may be seeking a FEMA Emergency Shelter Grant to provide additional services and facilities and has requested that this request be provided in this plan. Two years ago the Hope Center opened as a day shelter, providing the homeless with medical assessments, mental health and legal services, job counseling and a location for the homeless to receive mail and clothing. The Center is located in the Wheeling Township building No federal funds are being sought at this time. 8 The City of Chicago Health Department is the main agency that coordinates and provides funding for 12 agencies that address AIDS and related disease issues. The agency distributes funds from the Ryan White Program as well as manages prevention, education and testing of AIDS. The Ryan White Program uses federal funds for AIDS victims for health services, housing, food and respite care. Cook County also has a special AIDS patient program, which has hospital and meal services. Many AIDS patients also receive financial support from Pubic Aid. Since 1982 there have been 25 reported cases of AIDS in Mount Prospect. Seventeen of these are now deceased. Area mental health counseling services come from Salvation Army, Kenneth Young Services, OMNI Youth Services, Youth and Family Services and The Bridge. Each has a two to three month backlog of persons with mental illnesses seeking services. The Northwest Mental Health agency operates the only group home available to mentally ill Mount Prospect residents. The State of Illinois' Department of Mental Health Code regulates service in how clients are to be treated. It governs such items as housing, rehab services, care, abuse, neglect and confidentiality. We have not been able to verify the 1990 Census count of homeless people and families in Mount Prospect nor determine their racial or ethnic status. As was stated earlier, the 1990 Census indicates the Village's homeless population is small and their needs are currently being met with the resources of the above mentioned agencies. However, the number of homeless is increasing and area agencies are generally seeing a need to increase facilities and services. The number of "Near Homeless" households has been estimated by the Village Human Services Department to be approximately 500. This number is based on the 1994 CHAS estimate of persons with incomes under 30% of the median four person family income and assumes 30% of these households are in danger of becoming homeless. There isn't any permanent housing for homeless persons or rural homelessness in Mount Prospect. Inventory. of Supportive Housing for Non-Homeless and Special Needs Persons: Testimony received from the Alliance for the Mentally Ili and Glenkirk (homes for the developmentally disabled) have revealed a need for additional group homes and services for their clients. The Alliance for the Mentally Ill has reported a need for group homes in Mount Prospect (with supportive services) to begin providing housing and services to an estimated 265 individuals. Glenkirk reported their agency has a 10 year waiting list for housing and services it provides to it's clients with developmental disabilities. The services needed to support these group homes include transportation, counseling, therapy and support systems. These are coordinated with providers or supplied by the primary agency. Other Housing Needs: A number of agencies and planning organizations identified a pressing need for affordable housing to meet the needs of the "working poor" in Mount Prospect. Glenkirk noted they employ 300 people, many of whom are entry level direct care workers, cooks, housekeepers, food service and maintenance workers. In 1989, 40% of these employees had to drive more than 15 miles to get to work because of the cost of housing in Mount Prospect. Studies performed by the North Eastern Illinois Plan Commission have identified a job/housing imbalance in the northwest suburbs. This problem was also identified by NBD Bank. Housing rehabilitation assistance is needed primarily for single parent households, the elderly and homes with disabled members in both owner occupied and rental units. Our current C.D.B.G. funded rehabilitation programs are adequately meeting the needs of home owners but expanded funding will be needed to meet the growing demand for these programs. Mount Prospect is almost entirely built-up and little population growth is anticipated. There will not be significant changes in housing needs or inventory in the next five years. We do not expect changes in employment patterns to change housing needs or characteristics.. Needs Assessment: The housing needs and ability of very low-income, low-income and moderate-income households to obtaining housing was clearly addressed in the section of this report under Market and Inventory Characteristics. Also discussed in that section were the issues of cost burden, overcrowd'mg, and housing conditions. The main identified problem was the cost of housing for all four income groups, in both the rental and homeownership market. Data from the U.S. Census indicates the residents needing the most assistance are elderly homeowners, large families and elderly renters. The Village has not been able to differentiate between the housing needs of minority and non-minority residents as such data is not available. The public housing authority (PHA) that serves Mount Prospect is the Housing Authority of Cook County. The PHA has reported they have about 5000 people on their Section 8 Existing Housing Assistance Payments Program. Application were last opened in September, 1991 and will be reopened in 1996. Applications for the handicapped, elderly and disabled were opened in March of 1994. The estimated waiting time for those on the current list is two to three years. At the present time, 96 percent of applicants seeking Section 8 housing meet federal priority criteria, which are: 1. the applicant was displaced by a federally funded program, 2. the applicant's household income is less than 50% of median income, or 3. the applicant currently lives in substandard housing. As was mentioned earlier, Mount Prospect's most serious housing problem is affordability. This includes the affordability of home purchasing. Since there appears to be no indication that the price of housing will fall to where it will be affordable, the public sector solution to the problem must involve assistance with downpayments, interest reduction, principal reduction financing or federal tax credit assistance. lO Four segments of our community with special housing needs are the elderly, mentally ill, developmentally disabled and special homeless segments. Many of our able bodied elderly own large homes. Some would prefer to live in smaller homes or a condominium but feel they do not have the resources m make the switch. Many do not need supportive housing services now but are looking for a home that will allow for such services in the future. Some could be classified as frail elderly and in need of a smaller, more maintenance free unit. The need for housing for the mentally ill, developmentally disabled and homeless women, women with children, families and runaway youth has been discussed. The Village has reviewed the housing needs of current residents and those who are expected to reside in the community to determine if there will be significant changes in housing need. It is unlikely there will be significant changes in the Village's housing stock since there is little buildable land within the corporate limits for new construction and the community has a stable and desirable housing market. Nature and Extent of Homelessness: The 1990 U.S. Census estimated the Village's sheltered homeless population at 13. Ten of these were adults and three were children. As was mentioned earlier, the local volunteer PADS program is now serving up to 80 homeless individuals in the northwest Cook County suburbs a night. Since PADS is nearing capacity, the Village recognizes the need for additional shelter and services including day care, laundry, mail, phone, employment training, medical care and counseling, In addition to homeless needs, there will be a need for medical treatment, mental health facilities, drug addiction services, counseling, employment training and group homes for those fleeing from domestic violence, the mentally ill, the developmentally disabled, those with drug addictions, homeless youth and residents diagnosed with AIDS and related diseases. Needs of Persons Threatened with Homelessness: The needs of those threatened with homelessness can, in many instances, be handled by existing agencies if they are adequately funded and have available facilities. Assistance through a combination of counseling, job training, day care and rental or mortgage payment assistance would be extremely beneficial to this group. Populations with Special Needs other than Homeless: Table 1-E of the Village's 1994 CHAS reveals our best estimate, based on the 1990 Census, of the number of residents who can be classified as elderly, frail elderly, persons with disabilities, persons with drug addictions and residents with AIDS or related illnesses and in need of housing and supportive services. In each · case, the Village believes additional housing and services will be needed in the near future to assist these residents in living in Mount Prospect. Available Resources: FEDERAL PROGRAMS: Acquisition: The only acquisition contemplated will be for a federal Section 202 senior housing building. No site has been identified and no Village property is available. Rehabilitation: The Village's C.D.B.G. funded housing rehabilitation programs will continue to benefit low, very low and moderate-income residents. These programs provide a 0% home repairs loan and a 50% subsidy for home weatherization improvements on owner occupied dwellings. Additional financial assistance may be sought from the HOME program or local lenders. New Construction: A new Section 202 senior housing building would be the only development that would involve new construction. Homebuyer Assistance: Using federal HOME funds and the resources of private lenders, the Village may seek to develop a first-time homebuyers program. The Village currently participates in the Illinois Housing Development Authority's Mortgage Credit Certificate first-time homebuyer program. Rental Assistance: The Village will continue to encourage the use of the Section 8 Existing Housing Assistance Payments program for eligible residents as a way of lowering the cost of rental housing. The Section 8 Program allows selected renters to pay 30% of their monthly income for rent. The balance is paid by HUD. A similar program could be developed using HUD federal HOME funds. Homeless Assistance: Homeless programs contemplated over the next five years include utilizing the FEMA Emergency Shelter Grant for eligible homeless activities, including those for homeless women and women with children and HOME funds for the acquisition and/or rehabilitation of a rental property and for facilities for run away youth, the mentally ill or developmentally disabled. Homeless Prevention: HUD Section 8 Existing Housing Assistance Payments or emergency financial payment should be available for those households and individuals facing hopelessness due to no fault of their own except their loss of income. NON-FEDERAL PUBLIC: STATE PROGRAMS: No planned assistance except federal HOME funds being administered by the State. See the above FEDERAL PROGRAMS section. LOCAL PROGRAMS: Mount Prospect operates a code enforcement program and a number of social services, mentioned earlier, from it's Human Resources Division which address needs for rental assistance and homeless prevention. 12 PRIVATE RESOURCES: FOR-PROFIT: Local lenders may be solicited to participate in a first-time homebuyers program and a housing rehabilitation program. Please see the FEDERAL PROGRAMS section. NON-PROFIT: Non-profit organization, such as CEDA-Northwest, WINGS, Catholic Charities and The Harbor, may utilize their own funds in matching other funds and to provide gap financing. Public Policies Affecting Housing Affordability_ and Availability: The Village's review of government policies that affect housing centered on taxing policies, land use controls, building codes and fees. We did not look into growth policies or the return on residential investment since Mount Prospect has no active growth limit policies, local rent control or return on investment regulations. Mount Prospeet's local government has a taxing rate of 91 cents per $100.00, which represents about 10% of the total property tax rate of $9.12 per $100.00. This rate is comparable to other communities in the area. Local school districts receive approximately 60% of these taxes. Mount Prospect is located in Cook County, the only county in Illinois to tax residential property at a lower rate than businesses and industries. Residential owner occupied property here is assessed at 16% of market value. Apartments are assessed at 22%. The commercial and industrial rates are at 38% and 36%. All other counties in the state have a single property tax assessment of 33 %. This does not mean actual residential taxes are lower, for the current property tax multiplier is 1.9946 per $I00.00. Surrounding counties have multipliers of just over 1.0. Village land use and zoning ordinances allow residential units to be occupied by up to five unrelated individuals or up to eight unrelated individuals if in a supervised group homes setting. Group homes are permitted by ordinance and does not need special use approval. The Zoning Code is proposed to be amended to permit multiple uses on a single property in the Central Commercial (downtown) district. Housing units are not permitted above businesses in any other district. "Granny" units are not permitted on any residential lots. The minimum lot width for detached residential lots in the R-1 district (single family residence) is 65' and 75' on corner lots. The Village Development Code requires that all residential streets be built 31' back to back of curb and that storm water detention facilities be built on all residential developments exceeding 2 acres in size and/or receiving a lot coverage variation. The building code reflects both national professional construction standards as well as state and federal government requirements. Some of the requirements of these Codes can increase the cost of housing. For instance, federal handicap accessibility standards now state that new housing must be convertible for handicap use. Thus, plumbing must be installed at standard heights as 13 well as be adjustable for handicap use. Halls and restrooms must be sized to meet handicap standards and wheelchair requirements. Safety related code items also negatively effect housing affordability. For instance, less expensive pipe material, like plastic, is not permitted because of the toxic smoke hazard it may present during a fire and the potential health problems when used for drinking water. The Village fire code requires residential buildings of over 5000 S.F. to have fire sprinkling systems. Mandatory fire wall construction for multiple unit construction also increases construction cost. The electrical code prohibits the use of Romex and other less expensive wiring and notes that wiring must be in conduit. Mount Prospect will consider changes in its codes and policies that effect housing affordability as long as they do not compromise the building and/or development in terms of health or safety. Developer fees include permit fees, development fees, bonds and letters of credit. Permit fees cover the cost of structural, plumbing, and electrical inspections as well as tapping on to sewer and water utilities. Development fees include a one time donation to the Village to cover immediate and future service needs of the residents of the development. Bonds and Letters of Credit are used to ensure developments are constructed according to Code and approved plans. This plan is designed to cause little or no displacement. If displacement should occur, the Village of Mount Prospect will utilize the relocation services of the Minority Enterprise Resources Corporation (M.E.R.C.), other similar agency or its own resources to locate suitable housing for those effected. The Village will provide such assistance as required by local, state and federal law. In the Market and Inventory Characteristics section of this plan, the major problem in fair housing choice was identified as the cost of housing. A potential problem is illegal discriminatory practices. In order to protect citizens from such practices, the Village has adopted a Fair Housing Ordinance that identifies illegal activities, provides a means of redress and requires a local poster with a complaint phone number be displayed where housing transactions occur. To date, the Village has not received any formal fair housing complaints. Priori _ty Non-Housing Community_ Development Needs: In addition to housing needs, the Village, through it's public hearing and survey process, has identified non-housing community development needs. These include primary health care services, neighborhood recreational opportunities, after school and summer learning and recreational activities, a senior shared housing program, street improvements and additional park land and park land development. These needs are further identified in the attached Community Development Block Grant-Entitlement application and the Village's street reconstruction plan as prepared by the Village Engineering Division. Park improvements needs have been noted in Village Visions Committee meetings and a Plan Commission meeting. With the approval of this plan and C.D.B.G. application, approximately 20 households may be brought out of poverty. See the Five Year Strategy and Annual Plan for details on how this will be accomplished. FIVE YEAR STRATEGY Summary_ of Five-Year Strategy: In summary, Mount Prospect's five year strategy involves the following purposes and objectives: 1. Promote the construction of new affordable housing for low income and very low income elderly so to alleviate the rental cost burden of these individuals in our community. 2. Recognize the special needs of elderly low income and very low income elderly residents and support the provision of these so those in need can live in a safe and healthy environment. 3. Promote homeownership opportunities. 4. Promote rental assistance to alleviate rental cost burdens, including severe cost burdens, experienced by low and very low income individuals and families, especially large families. 5. Support the development of group homes serving the mentally ill, developmentally disabled and other group homes recognized as being important in resolving the housing and service needs of Mount Prospect residents. 6. Support the provision of transitional housing and related services for homeless individuals and families that provide self-sufficiency skills in a supervised or case management delivery system. Priority Analysis and Strategy Development: As noted in HUD's Consolidated Plan instruction manual, the purpose of this section is to present priorities for the investment of private and public funds in housing, both rental and homeowner, and services based on the needs identified in the Community Profile. The public funds will be received under the National Affordable Housing Act. These priorities are designed to complement the Comprehensive Plan of the Village of Mount Prospect, assist residents in finding decent and affordable housing in all residential areas of the Village, address the needs of special populations in the community and carry out the purposes and meet the goals of the Act. The Village's priority analysis and development strategy calls for all resources to be available village-wide and among all eligible residents within the Village. A priority should be made for serving low and very low income elderly and large families. Mount Prospect has identified priority needs it will address in the next five years based on the data and needs documented in the Community Profile section of this document. These are: 3.5 senior citizen housing with rental assistance, special housing needs of the elderly, housing for first time home buyers and employees working in Mount Prospect, assisted rental housing, housing with services for the mentally ill and developmentally disabled and transitional housing for the homeless. The strategy for the implementation of each follows. Senior Citizen Housing with Rental Assistance. Senior Housing Rehabilitation Assistance and Subsidized Rental Assistance: This priority was noted after a review of housing needs shown in the Three Year HAP of 1988, Five Year CHAS of 1991, CHAS public hearing testimony and reports and the 1990 Census. The Census reported a considerable increase in the elderly population over the age of 60 in Mount Prospect, from 11.38% of the population in 1980 to 17.64% in 1990 and that 675 elderly renters in 1990 had incomes below 30% of median income. Priority 1: To provide new construction housing for elderly low income residents. Very low-income (0% to 50% of MFI) and low-income (51% to 80% of MFI) - Elderly. Five Year Results: Identify site for 75 units of new Section 202 or similar program units with a Section 8 Set-Aside. Institutional Capacity: Mount Prospect is interested in supporting a Section 202 application but has not identified a satisfactory site for the development. Village C.D.B.G. funds may be used to assist in this project. Service agencies and organizations will be utilized in providing needed services to residents. Priority 2: To address the special needs of elderly low income and very low income residents in various housing settings. Very low-income (0% to 50% of MFI) and low-income (51% to 80% of MFI) - Elderly. Five Year Results: 10 units of newly created shared senior housing. 25 units of rehabilitated senior homes. 25 units of Section 8 Existing Housing Assistance Payment. Institutional Capacity: The Resource Center for the Elderly operates a senior shared housing program. Village staff will work with the agency in promoting this housing activities. Mount Prospect's C.D.B.G. program has offered housing rehabilitation loans and subsidies for the past 13 years and will continue to offer these to very low and low income residents, including elderly homeowners. The Housing Authority of Cook County provides Section 8 housing assistance payments in Mount Prospect. Over the years there has been an increase in the number of payments to senior citizens. The Village supports the PHA continuing to provide such payments. 16 First Time Low Income Homebuyers Assistance: As was noted in the Community Profile section, it is becoming increasing difficult for low income residents to buy and live in owner occupied housing in Mount Prospect. The Village of Mount Prospect believes that workers whose jobs are in the Village should be able to find affordable housing in Mount Prospect. Current homeowners can normally move into Mount Prospect using the equity income received from the sale of their home. First time purchasers have difficulty with down payments and the monthly mortgage payment. Priority 3: To provide housing opportunities for first time low income homebuyers. Examples of the housing problem can be found in the Community Profile section. Low-income (51% to 80% of MFI) - All renting households. Five Year Results: Assist 25 households in becoming first time homebuyers; Institutional Capacity: Funding would come from the Home Investment Partnership Act (HOME). In 1995, Mount Prospect will discuss with neighboring communities their interest in organizing together a first time homebuyers program and organize needed resources in the community. Funding availability is critical to achieving this priority. C.D.B.G. funds may be used to bring project homes up to Housing Quality Standards (HQS) and Village Code. Local banks have become involved in the general affordability issue and will be asked to participate. Mount Prospect will also continue participation in the Mortgage Credit Certificate Program, operated by the Illinois Housing Development Authority, which provides federal tax credits to eligible Mount Prospect first time homebuyers. Rental Assistance for Very Low Income and Low Income Residents: High market rate rents in Mount Prospect and the northwest suburbs often render rental housing for very low income and low income residents unaffordable. One way to bridge the affordability gap is through the Section 8 Existing Housing Assistance Payments Program. While the program is independently administered by the Housing Authority of Cook County, the Village of Mount Prospect must take an active role in moitoring the impact of the Section 8 Program on the community. This monitoring should take the form of (1)educating property owners and managers about the rights and obligations of landlords and tenants under the program and (2) working with the Housing Authority of Cook County to insure that over concentrations of low income households do not occur in either neighborhoods or geographic areas of the Village. Another potential source of rental assistance payments is the Federal HOME Program. Priority 4: To promote the responsible use of financial rental assistance program throughout the Village for Mount Prospect residents. Very low- income (0% to 50% of MFI) and low-income (51% to 80% of MFI) - All renting households. Five Year Results: Work closely with the Housing Authority of Cook County in the management of tenant based voucher and certificate programs for low income and very low income Mount Prospect. renters. Institutional Capacity: Mount Prospect has contact with and knowledge of all rental properties in its corporate boundaries through the licensing mquirem,ents of the Landlord/Tenant Ordinance. Staff will contact rental property owners or managers and inform them of the rules and regulations governing participation in the Section 8 Existing Housing Assistance Payments Program. HUD C.D.B.G, funds may be used with those of private lenders and others to rehabilitate selected rental units. Housing for the Mentally Ill and Developmentally Disabled: The local National Alliance for the Mentally Ill organization has indicated a need for group homes over the next couple of years and is pursuing several funding sources to finance these homes. Additional support may be needed to rehabilitate the selected properties for appropriate use by the occupants. Special services will need to be provided. Similar needs have been identified for the developmentally disabled. The need for this housing and associated services was discussed in the Community Profile section. Priority 5: To provide financial assistance in the purchase or rehabilitation of housing for the mentally ill and or developmentally disabled. Very low-income (0% to 50% of MFI) and low-income (51% to 80% of MFI) - All mentally ill and developmentally disabled. Five Year Results: Assist the National Alliance for the Mentally Ill or similar organizations with the purchasing or rehabilitation of a residential home for use as a community residence for the mentally ill, or assist other such organizations in providing similar housing and services for the mentally ill or developmentally disabled. Institutional Capacity: Mount Prospect intends to assist the National Alliance for the Mentally Ill or similar organization with the purchase or rehabilitation of a home in Mount Prospect to be used as a supervised community residence for the mentally ill or developmentally disabled. Funding for the project may be from Mount Prospect's C.D.B.G. funds, the State of Illinois Mental Health Department, corporate donations, HUD's Section 811 program or other appropriate sources. Priority_ 6: To assist qualified agencies in providing transitional housing to residents with emphasis on providing self-sufficiency skills and in a case management or other appropriate setting. Very low-income 18 (0% to 50% of MFI) and low-income (51% to 80% of MFI) - All homeless residents~ Five Year Results: Assist qualified agencies in applying for financing and obtaining other assistance in opening transitional housing units in Mount Prospect. Institutional Capacity: Various experienced and successful organizations, including WINGS and CEDA-Northwest, have seen a need for additional transitional housing units. Mount Prospect believes such a housing unit in the Village could be an asset to the community in serving its residents. It should be noted that the above indicated priority activities will have a positive effect in meeting housing affordability needs in Mount Prospect, and will have a positive effect on the needs of the homeless and near homeless. Relevant Public Policies. Court Orders and HUD Sanctions: The high cost of Mount Prospect's housing is primarily due to its location in the Greater Chicago Area, close proximity to major highway systems and O'Hare International Airport, and the availability of the Chicago Northwestern Commuter Rail System that links Mount Prospect to the Chicago Loop. Staff has reviewed Village development requirements and believes, on a whole, they do not pose major impediments to achieving affordable housing. Even so, Mount Prospect is actively involved in finding ways to address the housing affordability issue. For example, the Village's Zoning Ordinance has been amended to permit households of up to 8 persons with developmental disabilities, and paid staff, to occupy a single dwelling unit. Staff is currently in the process of updating the Zoning and Development Ordinances and will be recommending to the Village Board approval of, among other things, a new Downtown zoning district which will permit mixed uses. Staff will pay special attention in our review of the zoning ordinance to insure that it does not promote concentrations of low income households but does affirmatively address housing affordability as well as health and safety issues. There are no pending tax or fee increases requested by the Village except for a proposed increase in Development fees that have not been changed in the past 11 years. Future requests will be reviewed, in part, as to their effect on the affordability of housing in the Village. Mount Prospect does not have any court orders or HUD sanctions that affect the provision of affordable housing. Public Housing Resident's Pro_iect Involvement: The two senior citizen housing projects in Mount Prospect, Centennial Apartments and Huntington Towers Apartments, represent the only federally assisted housing here. Both are privately owned and well managed, and the Village sees no benefit to the residents in their becoming involved in their own management or their paff~cipafion in a homeownership program. There are no public housing projects in 'Mount Prospect. Institutional Structure: Mount Prospect will apply for and administer programs to be funded with federal CDBG Entitlement funds. It will also work with adjoining communities in creating a first-time homebuyers program. Funding for the first time homebuyers program may be sought from local lending institutions and either the State of Illinois or Cook County's HOME Program. Please refer to the institutional structure narrative included in each priority noted above. They explain how each activity will be carried out as well as problems that may be encountered. Mount Prospect will also continue its participation in the Illinois Housing Development Authority's Mortgage Credit Certificate Program, explained earlier in this section. Public Housing Improvements / Public Housing Resident Initiatives: Mount ProspeCt has no public housing units and thus will not have any public housing improvement programs or public housing resident initiatives. Lead Based Paint Hazard Reductions: During the next five years, staff will continue to require all loose paint, under the Village's housing rehabilitation loan programs, be removed and either covered or repainted. We will also provide public information and education on the problem encountered with lead based paint and measures to be taken to reduce risk and protect health. 20 ANNUAL PLAN Strategy Implementation: As noted in HUD's Consolidated Plan instruction manual, the purpose of this section is to present priorities for the investment of private and public funds in housing and services based on the needs identified in the Community Profile. The public funds will be received under the National Affordable Housing Act. These priorities are designed to compliment the Comprehensive Plan of the Village of Mount Prospect, assist residents in finding decent and affordable housing in all residential areas of the Village, address the needs of special populations in the community and carry out the purposes and meet the goals of the Act. The Village's priority analysis and development strategy calls for all resources to be available village-wide and among all eligible residents within the Village. A priority should be made for serving low and very low income elderly and large families as well as special populations of the homeless or near homeless. Mount Prospect has identified priority needs it will address in the next year based on the data and needs documented in the Community Profile section of this document. These are: assisted senior citizen rental housing, special housing needs of the elderly, housing for first time home buyers and employees working in Mount Prospect, assisted rental housing and housing for the mentally ill and developmentally disabled. The strategy for the implementation of each follows. Assisted Senior Citizen Rental Housing with Rental Assistance. Senior Housing Rehabilitation Assistance and Subsidized Rental Assistance: This priority was noted after a review of housing needs shown in the Three Year HAP of 1988, Five Year CHAS of 1991, CHAS public hearing testimony and reports and the 1990 Census. The Census reported a considerable increase in the elderly population over the age of 60 in Mount Prospect, from 11.38% of the population in 1980 to 17.64% in 1990 and that 675 elderly renters in 1990 had incomes below 30% of median income. Priority_ i:To provide new construction housing for elderly low income residents. Very Iow-income (0% to 50% of MFI) and low- income (51% to 80% of MFI) - Elderly. One Year Results: Identify site for 75 units of new Section 202 or similar program units with a Section 8 Set a Side or promote other housing suitable for senior citizen use. Institutional Capacity: Village staff asked Catholic Charities to submit an application for a Section 202 subsidized senior housing development in the Village of Mount Prospect for elderly Mount 2i Prospect eligible residents in 1992. The application was approved by HUD and a Section 202 fund reservation made for the project. Catholic Charities was unable to use the fund reservation in Mount Prospect as a result of their losing their option on the selected site. Mount Prospect is still interested in supporting a Section 202 application but has not identified a satisfactory site for the development. Village C.D.B.G. funds may be used to assist in this project. Service agencies and organizations will be utilized in providing needed services to residents. If a Section 202 project is found not practical for available senior site opportunities, other funding scenarios may be utilized. Priority 2: To address the special needs of elderly low income and very low income residents in various housing settings. Very low- income (0% to 50% of MFI) and Iow-income (51% to 80% of MFI) - Elderly. One Year Results: 5 units of newly created shared senior housing. 5 units of rehabilitated senior homes. 3 units of Section 8 Existing Housing Assistance Payment. Institutional Capacity: The Resource Center for the Elderly operates a shared housing program and the recently formed Resources for Community Living personnel are operating a shared housing program for the mentally ill and disabled. Village staff will work with these agencies in promoting these housing activities. Mount Prospect's C.D.B.G. program has offered housing rehabilitation loans and subsidies for the past 13 years and will confinue to offer these to very low and low income resident, including elderly homeowners. The Housing Authority of Cook County will continue to administer the Section 8 Housing Assistance Payments program m the Village. If additional vouchers certificates becomeamilable, the Village expects eligible Mount Prospect senior residents to apply for them. First Time Low Income Homebuyers Assistance: As was noted in the Community Profile section, it is becoming increasing difficult for low income residents to buy and live in owner occupied housing in Mourn Prospect. The Village of Mount Prospect believes that workers whose jobs are in the Village should be able to find affordable housing in Mount Prospect. Priority 3: To provide housing opportunities for first time low income home buyers. Examples of the housing problem can be found in the Community Profile section. Low-income (51% to 80% of MFI) All renting households. 22 One Year Results: Assist 5 households in becoming first time homebuyers. Institutional Capacity: Funding would come from the Home Investment Partnership Act (HOME). In 1995, Mount Prospect will discuss with neighboring communities their interest in organizing together a first time homebuyers program and organize needed resources in the community. Funding availability is critical to achieving this priority. C.D.B.G. funds may be used to bring project homes up to Housing Quality Standards (HQS) and Village Code. Local banks have become involved in the general affordability issue and may be asked to participate. The Village has been successful in providing a Mortgage Credit Certificate activity to new first time homebuyers. This program is administered by the Illinois Housing Development Authority and offers a federal tax credit incentive. Rental Assistance for Very_ Low Income and Low Income Residents: High market rate rents in Mount Prospect and the northwest suburbs often renders rental housing for very low income and Iow income residents unaffordable. One way to bridge the affordability gap is through the Section 8 Existing Housing Assistance Payments Program. While the program is independently administered by the Housing Authority of Cook County, the Village of Mount Prospect must take an active role in monitoring the impact of the Section 8 Program on the community, This monitoring should take the form of (1) educating property owners and managers about the rights and obligations of landlord and tenants under the program and (2) working with the Housing Authority of Cook County to insure that over concentrations of low income households do not occur in either neighborhoods or geographic areas of the Village. Another potential source of rental assistance payments is the Federal HOME Program. Priority 4: To promote the responsible use of financial rental assistance programs throughout the Village for Mount prospect residents. Very low-income (0% to 50% of MFI)and low-income (51% to 80% of MFI) - All renting households. One Year Results: Work closely with the Housing Authority of Cook County in the management of tenant based voucher and certificate programs for low income and very low income Mount Prospect renters. Institutional Capacity: Mount Prospect has contact with and knowledge of all rental properties in its corporate boundaries through the licensing requirements of the Landlord / Tenant Ordinance. Staff will contact rental property owner's or managers and inform them of the rules and regulations governing participation in the Section 8 Existing Housing Assistance Payments Program. HUD C.D.B.G. funds may be used with those of private lenders and others to help rehabilitate selected rental units. 23 Housing for the Mentally Ill: The local National Alliance for the Mentally Ill organization has indicated a need for group homes over the next couple of years and is pursuing several funding sources to finance these homes. Additional support may be needed to rehabilitate the selected properties for appropriate use by the occupants. Special services will need to be provided. Similar needs have been identified for the developmentally disabled. The need for this housing and associated services was discussed in the Community Profile section. Priority 5: To provide financial assistance in the purchase or rehabilitation of housing for the mentally ill and/or the developmentally disabled. Very low-income (0% to 50% of MFI) and low-income (51% to 80% of MFI)-All mentally ill. One Year Results: Assist the National Alliance for the Mentally Ill or similar organizations upon request with the purchase and/or rehabilitation of a residential home for use as a community residence for the mentally ill or developmentally disabled.. Institutional Capacity: Mount Prospect intends to assist the National Alliance for the Mentally Ill or other qualified organization with the purchase and/or rehabilitation of a home in Mount Prospect to be used as a supervised community residence for the mentally ill or developmentally disabled. Funding for the project may be from Mount Prospect's C.D.B.G. funds, the State of Illinois Mental Health Department, corporate donations, HUD's Section 811 program or other appropriate sources. Priority 6:To assist qualified agencies in providing transitional housing to residents with an emphasis on providing self-sufficiency skills in a case management or other appropriate management style. Very low- income (0% to 50% of MFI) and Iow-income (51% to 80% of MFI) - All homeless residents. One Year Results: Assist qualified agencies in applying for financing and obtaining other assistance in operating and/or opening transitional housing units in Mount Prospect. Such assistance could include a grant from the C.D.B.G. program. Institutional Capacity: CEDA-Northwest, WINGS and other agencies have experience in successfully operating transitional housing activities. FEMA-Emergency Shelter Grants and other funds may also be utilized by such agencies and should be supported by the Village. It should be noted that he above indicated priorities will have a positive effect in meeting housing affordability needs in Mount Prospect, and some may have a positive effect on the needs of the homeless and near homeless. 24 Other Actions: Public Policies: The high cost of Mount Prospect's housing is primarily due to it's location in the Greater Chicago Area, close proximity to major highway systems and O'Hare International Airport, and the availability of the Chicago Northwestern Commuter Rail System that links Mount Prospect to the Chicago Loop. Staff has reviewed Village development requirements and believes, on a whole, they do not pose major impediments to achieving affordable housing. Even so, Mount Prospect is actively involved in finding ways to address the housing affordability issue. For example, the Village's Zoning Ordinance has been amended to permit households of up to 8 persons with developmental disabilities, and paid staff, to occupy a single dwelling unit. Staff is currently in the process of updating the Zoning and Development Ordinances and will be recommending to the Village Board approval of, among other things, a new Downtown zoning district which will permit mixed uses. Staff will pay special attention in our review of the zoning ordinance to insuring that it does not promote concentrations of low income households but does affirmatively address housing affordability as well as health and safety issue. There are no pending tax or fee increase request by the Village except for a proposed increase in Development Code fees. These have not been revised since 1984. Future request will be reviewed, in part, as to their effect on the affordability of housing in the Village. Public Housing Resident's Pro_iect Involvement: The two senior citizen housing projects in Mount Prospect, Centennial Apartments and Huntington Towers Apartments, represent the only federally assisted housing here. Both are privately owned well managed and the Village sees no benefit to the residents in their becoming involved in their own management or their participation in a homeownership program. There are no public housing projects in Mount Prospect. Institutional Structure: Mount Prospect will apply for and administer activities funded under a federal CDBG Entitlement Program. It will also work with adjoining communities in creating a first-time homebuyers program. Funding for the first time homebuyers program may be sought from local lending institutions, unobligated industrial bonding, and either the State of Illinois or Cook County's HOME Program. ~Please refer to the institutional structure narrative included in each priority noted above. They explain how each activity will be carried out as well as problems that may be encountered. Public Housing Improvements / Public Housing Resident Initiatives: Mount Prospect has no public housing units and thus will not have any public housing improvement programs or public housing resident initiatives. Lead Based Paint Hazard Reductions: Dur'mg the coming year, staff will continue to require all loose paint, under the Village's housing rehabilitation loan programs, be removed and either covered or repainted. We will also provide public information and education on the problem with lead based paint and the measures to be taken to reduce risk and protect health. 25 Anti-Poverty Strate~: The Village's anti-poverty strategy is based on an objective of the decentralization of low- income households, the provision of services and the continuation of a strong local economy. Implementation will come from the Village's belief that low and very-low income residents households should be encouraged to live and work throughout Mount Prospect. It will encourage all six priority programs noted above be distributed evenly in all neighborhoods. Each priority activity should have supportive services so participating households can climb out of poverty. These services have previously been described in this document. Finally, Mount Prosect is taking formal steps in striving to maintain and improve the economic health of the community.' Last year it created an Economic Development Commission which is organizing it's strategy for promoting local economic growth. It is our belief that the provision of these previously identified housing and service programs will measurably reduce the number of households living below the poverty line by as many as 20 households. This reduction will help free up affordable housing units as these households move into market rate housing. Coordination Efforts: During the process of preparing this report, Village staff contacted by mail or phone all the organization it knew were interest in affordable housing issues and asked them to participate in the preparation of the Consolidated Plan. They were also asked to return a survey form noting what their affordable housing plans were for the coming year. The Village intends to support worthy projects identified in the surveys. Village staff also discussed with area local governments a number of affordable housing issues and wilt continue to dialog and cooperate with them on such issues. Summary_ of Citizen Comments: Village staff has not received any citizen comments other than those received during the public hearing process. Accompanying this section are the minutes from those public hearings and a summary of citizen letters received during that process. MONITORING PLAN Mount Prospect will perform semi-annual reviews of all Mount Prospect C.D.B,G. sub- recipients. These will include collecting data on the number of residents receiving services and a visit to their particular programs. A written report will be filed noting the results of the review. Staff will also request annual reports from the Housing Authority of Cook County on their progress in providing 'Section 8.and other assistance in Mount Prospect. Staff may assist the PHA in encouraging Mount Prospect residents in applying for the Section 8 program. A report from the Village will also be prepared on the progress of it's Section 202, HOME or other National Affordable Housing Act activities. 26 01/20/95 U.S. Department of Housing and Urban Development ~ 10:25:01 ~ CPD Consolidated Plan System ~ Listing of Priority Needs Priority Need Level Est. Dollars H-- High M = Medium Est. Needed Priority Need L = Low N = No Such Need Units To Address HOUSING NEEDS 0-30% 31-50% 51-50% Renter/Sm Family/Cost Burden > 30% H H L 564 500,000 Renter/Sm Family/Cost Burden > 50% H H M 225 200,000 Renter/Sm Family/Physical Defects H M M 666 600,000 Renter/Sm Family/Ovemrowded M M L 290 290,000 Renter/Lg Family/Cost Burden > 30% H H M 114 100,000 Renter/Lg Family/Cost Burden > 50% H H M 42 40,000 Renter/Lg Family/Physical Defects M M M 216 200,000 Renter/Lg Family/Ovemrowded M M L 219 220,000 Renter/Elderly/Cost Burden > 30% M M L 505 500,000 Renter/Elderly/Cost Burden > 50% H H M 202 200,000 Renter/Elderly/Physical Defects H M L 505 500,000 Renter/Elderly/Ovemmwded L L L 10 10,000 Owner/Cost Burden > 30% H M L 1,202 1,200,000 Owner/Cost Burden > 50% H H M 442 400,000 Owner/Physical Defects H H M 1,038 1,300,000 Owner/Ovemmwded M M L 132 130,000 HOMELESS NEEDS FAM INDIV W/SPECIAL NEEDS Outreach Assessment M M H 100,000 Emergency Shelters L L M 100,000 Transitional Shelters H M M 100,000 Permanent Supportive Housing H H M 100,000 Permanent Housing H H H 100,000 01/20/95 U.S. Department of Housing and Urban Development/~ 10:25:03 CPD Consolidated Plan System Listing of Priority Needs Priority Need Level Est. Dollam H -- High M = Medium Est. Needed Priority Need L = Low N = No Such Need Units To Address PUBLIC FACILITY NEEDS PRIORITY NEED LEVEL Senior Centers N 0 Youth Centers M 500,000 Neighborhood Facilities M 500,000 Child Care Centers N 0 Parks, Recreational Facilities H 500,000 Health Facilities M 500,000 Parking Facilities M 1,000,000 Other Public Facilities N 0 INFRASTRUCTURE IMPROVEMENTS Solid Waste Disposal Improvements N 0 Flood Drain Improvements L 100,000 Water Improvements L 100,000 Street Improvements M 100,000 Sidewalks Improvements L 50,000 Sewer Improvements M 100,000 Asbestos Removal L 500,000 Other Infrastructure Improvements Needs L 100,000 PUBLIC SERVICE NEEDS Senior Services L 50,000 Handicapped Services H 50,000 Youth Services M 50,000 Transportation Services L 100,000 Substance Abuse Services L 100,000 Employment Training M 100,000 CHine Awareness M '[ 00,000 2 01/20/95 U.S. Department of Housing and Urban Development ~'~ 10:25:04 CPD Consolidated Plan System Listing of PrioritY Needs Priority Need Level Est. Dollars H-- High M = Medium Est. Needed Priority Need L -- Low N = No Such Need Units To Address Fair Housing Activities L 100,000 Tenant/Landlord Counseling L 100,000 Child Care Services L 100,000 Health Services H 80,000 Other Public Service Needs N 0 ACCESSIBILITY NEEDS Accessibility Needs M 100,000 HISTORIC PRESERVATION NEEDS Residential Historic Preservation NeedS L 100,000 Non-Residential Historic Preservation Needs L 100,000 ECONOMIC DEVELOPMENT NEEDS Commercial-Industrial Rehabilitation M 100,000 C0m mercial-lnd ustrial Infrastructure L 500,000 Other Commercial Industrial Improvements L 100,000 Micro - Businesses L 100,000 Other - Businesses L 100,000 Technical Assistance L 100,000 Other Economic Development Needs L 100,000 OTHER COMMUNITY DEVELOPMENT Energy Efficiency Improvements H 100,000 Lead-Based Paint/Hazards L 100,000 Code Enforcement M 300,000 PLANNING Planning L 50,000 Total Estimated Dollars Needed To Address: $ 13,820,000 3 U.S. Department of Housing and Urban Development CPD Consolidated Plan Support of Applications by Other Entities Report Support Application Funding Source by Other Entities? A. Formula/Entitlement Programs ESG y Public Housing Comprehensive Grant N B. Competitive Programs HOPE 1 N HOPE 2 N HOPE 3 y ESG y Supportive Housing y HOPWA y Safe Havens N Rural Homeless Housing N Sec. 202 Elderly y Sec. 811 Handicapped y Moderate Rehab SRO N Rental Vouchers y Rental Certificates y Public Housing Development N Public Housing MROP N Public Housing ClAP N LIHTC y SF-424 APPLICATION FOR FEDERAL ASSlSTANCE~'~ Program:CDBG I. TYPE OF SUBMISSIOn. Application: C Preapplication: 2. DATE SUBMITTED: 04/09/95 Applicant Identifier: B-95-MC-17-0027 3. DATE RECEIVED BY STATE: / / State Identifier: 4. DATE RECEIVED BY FEDERAL AGENCY: / / Federal Identifier: 5. APPLICANT INFORMATION: Village of Mount Prospect, llliniois Legal Name: Planning Department Organizational Unit: 100 South Emerson Street Address: Mount Prospect, IL 60056 County: Cook Contact person: Michael Sims Telephone Number: (708) 818-5313 6. EMPLOYER ID NUMBER: 36-6006011 7. TYPE OF APPLICANT: C 8. TYPE OF APPLICATION: C If revision: 9. NAME OF FEDERAL AGENCY: U.S. Dept. of Housing & Urban Development 10. CATALOG OF DOMESTIC FEDERAL ASSISTANCE NUMBER:14-21 Title: Community Development Block Grant-Entitlement 11. DESCRIPTIVE TITLE OF APPLICANT'S PROJECT: 1995 Community Development Block Grant "CDBG" Entitlement Grant 12. AREAS AFFECTED BY PROJECT: Village of Mount Prospect 13. PROPOSED PROJECT start Date: 05/01/95 End Date: 12/31/95 14. CONGRESSIONAL DISTRICTS: Applicant: 6, 8, 10 15. ESTIMATED FUNDING: Project: 6, 8, 10 Federal: 393000 Applicant: 0 State: 0 Local: 0 Other: 0 Program Income: 17493 TOTAL: 410493 16. IS APPLICATION SUBJECT TO REVIEW BY STATE EXECUTIVE ORDER 12372 PROCESS? C / / 17. IS THE APPLICANT DELINQUENT ON ANY FEDERAL DEBT? N 18. THE DOCUMENT HAS BEEN AUTHORIZED BY THE GOVERNING BODY OF THE APPLICANT: Authorized Representative: Michael E. Janonis Title: Village Manager Telephone number: (708) 392-6000 Date Signed: 04/09/95 ATTACHMENT A VILLAGE OF MOUNT PROSPECT COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM AND CONSOLIDATED PLAN CiTiZEN PARTICIPATION PLAN The goal of the citizen participation plan is to encourage citizens to participate in an advisory role in planning, implementing and evaluating Mount Prospect's Community Development Block C-rant (C.D.B.G.) Program and Consolidated Plan. Activities to be undertaken are as follows: 1. Provide for and encourage citizen participation with particular emphasis on participation by persons Of lower and moderate income who are residents of slum and blight areas as defined by the Village of Mount Prospect, and encourage participation of ~esident s of public and assisted housing developments. 2. Provide citizens with information regarding local meetings, pertinent data and records relating to the Village of Mount Prospect's proposed use of fimds and the actual use of funds. 3. Provide technical assistance to groups representative of persons of low and moderate income that request such assistance in developing proposals. 4. Provide public heatings to obtain citizen's views and to respond to proposals and questions at all stages of the Community Development Block Grant Program, including at least the development of needs, the review of proposed activities and review of program performance. These bearings will be beld altar a ten day notice of hearing has been published in the local newspaper. The hearing notice will indicate the time, location and purpose of the hearing. Public hearings will also be held during the Consolidated Plan process. These hearings will include at least one for the development of needs, one for review of the plan and one for reviewing 5. Special arrangements will be made to make information available to handicapped persons and non-English speaking individuals. Special arrangements will also be made to assist such individuals in attending and participating in Community Development Block Grant and Consolidated Plan public hearings. 6. Provide within 15 working days a response to all written complaints and grievances regarding the Community Development Block Grant Program and Comprehensive Plan. 7. Publish a summary of the proposed consolidated plan and make available copies of the plan at the Mount Prospect Public Library, Mount Prospect Senior Center and Mount Prospect Village Hall. 8. Provide at les,st 30 days from the date of publishing the summary of the Consolidated Plan to receive comments on the plan, amendments or report that is to be submitted to HUD. 9. Provide citizens with access to Consolidated Plan and Community Development Block Grant records between the hours of 8:30 a.m. and 5:00 p.m., Monday through Friday. These records are available in the Planning Office of the Village Hail, 100 South Emerson Street, Mount Prospect, Illinois. 10. Non-English speaking speakers and residents attending a consolidated plan or Community Development Block Grant hearing will receive assistance in participating in those hearings.